AGG vs SCHO: Holdings Overlap
AGGiShares Core U.S. Aggregate Bond ETF
iShares · 13266 holdings · $137.7B · as of 2026-05-31
SCHOSchwab Short-Term U.S. Treasury ETF
Schwab · 96 holdings · $12.9B · as of 2026-03-31
Holdings snapshots are 61 days apart (AGG: 2026-05-31, SCHO: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are AGG and SCHO?
iShares Core U.S. Aggregate Bond ETF (AGG, by iShares) holds 13266 positions; Schwab Short-Term U.S. Treasury ETF (SCHO, by Schwab) holds 96. They have 86 holdings in common, and by portfolio weight the two funds are 14.6% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 14.6%Sum of the smaller weight of each shared holding
- Shared Holdings
- 86AGG holds 13266 · SCHO holds 96
- Weight in Shared Holdings
- AGG 15%·SCHO 91%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in AGG
13180 of 13266 positions (83.9% of the fund) are not held by SCHO. Showing the top 30 by weight.
- U.S. Treasury Notes0.42%
- U.S. Treasury Notes0.41%
- U.S. Treasury Notes0.41%
- U.S. Treasury Notes0.40%
- U.S. Treasury Notes0.40%
- U.S. Treasury Notes0.39%
Only in SCHO
10 of 96 positions (8.2% of the fund) are not held by AGG.
- U.S. Treasury Notes1.38%
- U.S. Treasury Notes1.37%
- U.S. Treasury Notes1.17%
- U.S. Treasury Notes1.11%
- U.S. Treasury Notes1.00%
- U.S. Treasury Notes0.95%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| AGG | -0.3% | +0.0% | +2.4% | +4.2% | -0.2% | +1.4% | 4.04% |
| SCHO | +0.3% | +1.0% | +2.8% | +4.3% | +1.9% | +1.8% | 3.87% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in AGG vs SCHO →
Shared Holdings(86)
The top 10 shared positions account for 18% of the overlap, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes.
| U.S. Treasury Notes | 0.35% | 1.16% | 0.35% |
|---|---|---|---|
| U.S. Treasury Notes | 0.31% | 2.22% | 0.31% |
| U.S. Treasury Notes | 0.26% | 1.37% | 0.26% |
| U.S. Treasury Notes | 0.25% | 1.37% | 0.25% |
| U.S. Treasury Notes | 0.25% | 1.37% | 0.25% |
| U.S. Treasury Notes | 0.24% | 1.38% | 0.24% |
| U.S. Treasury Notes | 0.24% | 1.16% | 0.24% |
| U.S. Treasury Notes | 0.24% | 1.38% | 0.24% |
| U.S. Treasury Notes | 0.24% | 1.15% | 0.24% |
| U.S. Treasury Notes | 0.24% | 1.15% | 0.24% |
| U.S. Treasury Notes | 0.23% | 1.29% | 0.23% |
| U.S. Treasury Notes | 0.23% | 1.15% | 0.23% |
| U.S. Treasury Notes | 0.23% | 1.16% | 0.23% |
| U.S. Treasury Notes | 0.23% | 1.17% | 0.23% |
| U.S. Treasury Notes | 0.23% | 1.14% | 0.23% |
| U.S. Treasury Notes | 0.22% | 1.16% | 0.22% |
| U.S. Treasury Notes | 0.22% | 1.17% | 0.22% |
| U.S. Treasury Notes | 0.22% | 1.16% | 0.22% |
| U.S. Treasury Notes | 0.22% | 1.16% | 0.22% |
| U.S. Treasury Notes | 0.21% | 0.93% | 0.21% |
| U.S. Treasury Notes | 0.21% | 1.15% | 0.21% |
| U.S. Treasury Notes | 0.21% | 1.15% | 0.21% |
| U.S. Treasury Notes | 0.21% | 1.18% | 0.21% |
| U.S. Treasury Notes | 0.21% | 1.16% | 0.21% |
| U.S. Treasury Notes | 0.21% | 1.37% | 0.21% |
Frequently Asked Questions
How much do AGG and SCHO overlap?
AGG and SCHO overlap by 14.6% of portfolio weight. They share 86 holdings (AGG holds 13266 positions and SCHO holds 96), based on each fund's latest SEC-reported holdings.
Is it redundant to own both AGG and SCHO?
The two portfolios are 14.6% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of AGG and SCHO?
The largest positions held by both funds are U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. Together the top 10 shared positions account for 18% of the total overlap.
What does AGG own that SCHO doesn't?
13180 positions (83.9% of AGG) are unique to AGG, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 10 positions (8.2% of SCHO) are unique to SCHO.