BIV vs SCHI: Holdings Overlap
BIVVanguard Intermediate-term Bond Index Fund
Vanguard · 2340 holdings · $28.9B · as of 2026-03-31
SCHISchwab 5-10 Year Corporate Bond ETF
Schwab · 2327 holdings · $11.4B · as of 2026-03-31
How similar are BIV and SCHI?
Vanguard Intermediate-term Bond Index Fund (BIV, by Vanguard) holds 2340 positions; Schwab 5-10 Year Corporate Bond ETF (SCHI, by Schwab) holds 2327. They have 2020 holdings in common, and by portfolio weight the two funds are 35.9% identical. In practical terms the pair is moderately overlapping; they share a meaningful core, but each fund adds distinct exposure.
- Overlap by Weight
- 35.9%Sum of the smaller weight of each shared holding
- Shared Holdings
- 2020BIV holds 2340 · SCHI holds 2327
- Weight in Shared Holdings
- BIV 36%·SCHI 90%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in BIV
320 of 2340 positions (62.8% of the fund) are not held by SCHI. Showing the top 30 by weight.
- U.S. Treasury Notes2.29%
- U.S. Treasury Notes2.20%
- U.S. Treasury Notes2.19%
- U.S. Treasury Notes2.18%
- U.S. Treasury Notes2.06%
- U.S. Treasury Notes2.06%
Only in SCHI
307 of 2327 positions (8.0% of the fund) are not held by BIV. Showing the top 30 by weight.
- Abbott Laboratories0.11%
- Broadcom Inc0.07%
- Citigroup Inc0.07%
- AT&T Inc0.07%
- Walt Disney Co/The0.07%
- HSBC Holdings PLC0.07%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| BIV | -0.2% | -0.3% | +2.0% | +4.6% | -0.1% | +1.7% | 4.31% |
| SCHI | -0.2% | +0.1% | +2.9% | +6.1% | +0.9% | — | 5.10% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in BIV vs SCHI →
Shared Holdings(2020)
The top 10 shared positions account for 3% of the overlap, led by Morgan Stanley, Morgan Stanley and Bank of America Corp..
| Morgan Stanley | 0.15% | 0.15% | 0.15% |
|---|---|---|---|
| Morgan Stanley | 0.13% | 0.14% | 0.13% |
| Bank of America Corp. | 0.11% | 0.17% | 0.11% |
| Oracle Corp. | 0.11% | 0.22% | 0.11% |
| Meta Platforms, Inc. | 0.11% | 0.30% | 0.11% |
| Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc | 0.11% | 0.24% | 0.11% |
| Bank of America Corp. | 0.09% | 0.17% | 0.09% |
| AerCap Ireland Capital DAC / AerCap Global Aviation Trust | 0.09% | 0.17% | 0.09% |
| Bank of America Corp. | 0.09% | 0.16% | 0.09% |
| Oracle Corp. | 0.09% | 0.18% | 0.09% |
| WELLS FARGO and CO NEW 5.605%/VAR 04/23/2036 | 0.09% | 0.14% | 0.09% |
| Bank of America Corp. | 0.09% | 0.24% | 0.09% |
| Bank of America Corp. | 0.09% | 0.24% | 0.09% |
| WELLS FARGO and CO NEW 5.211%/VAR 12/03/2035 | 0.09% | 0.12% | 0.09% |
| Bank of America Corp. | 0.08% | 0.19% | 0.08% |
| Bank of America Corp. | 0.08% | 0.18% | 0.08% |
| Goldman Sachs Group, Inc. (The) | 0.08% | 0.14% | 0.08% |
| Pfizer Investment Enterprises Pte. Ltd. | 0.08% | 0.23% | 0.08% |
| Verizon Communications, Inc. | 0.08% | 0.19% | 0.08% |
| Citigroup, Inc. | 0.08% | 0.15% | 0.08% |
| JPMORGAN CHASE and CO 4.81%/VAR 10/22/2036 | 0.08% | 0.14% | 0.08% |
| JPMORGAN CHASE and CO 4.912%/VAR 07/25/2033 | 0.08% | 0.21% | 0.08% |
| Wells Fargo & Co. | 0.08% | 0.16% | 0.08% |
| Goldman Sachs Group, Inc. (The) | 0.08% | 0.21% | 0.08% |
| Wells Fargo & Co. | 0.08% | 0.18% | 0.08% |
Showing the top 250 of 2020 shared holdings by overlap weight.
Frequently Asked Questions
How much do BIV and SCHI overlap?
BIV and SCHI overlap by 35.9% of portfolio weight. They share 2020 holdings (BIV holds 2340 positions and SCHI holds 2327), based on each fund's latest SEC-reported holdings.
Is it redundant to own both BIV and SCHI?
The two portfolios are 35.9% identical by weight. Owning both is defensible: they share a meaningful core, but each fund adds exposure the other lacks.
What are the biggest shared holdings of BIV and SCHI?
The largest positions held by both funds are Morgan Stanley, Morgan Stanley, Bank of America Corp., Oracle Corp. and Meta Platforms, Inc.. Together the top 10 shared positions account for 3% of the total overlap.
What does BIV own that SCHI doesn't?
320 positions (62.8% of BIV) are unique to BIV, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 307 positions (8.0% of SCHI) are unique to SCHI.