BIV vs SCHR: Holdings Overlap
BIVVanguard Intermediate-term Bond Index Fund
Vanguard · 2340 holdings · $28.9B · as of 2026-03-31
SCHRSchwab Intermediate-Term U.S. Treasury ETF
Schwab · 101 holdings · $13.3B · as of 2026-03-31
How similar are BIV and SCHR?
Vanguard Intermediate-term Bond Index Fund (BIV, by Vanguard) holds 2340 positions; Schwab Intermediate-Term U.S. Treasury ETF (SCHR, by Schwab) holds 101. They have 47 holdings in common, and by portfolio weight the two funds are 48.2% identical. In practical terms the pair is moderately overlapping; they share a meaningful core, but each fund adds distinct exposure.
- Overlap by Weight
- 48.2%Sum of the smaller weight of each shared holding
- Shared Holdings
- 47BIV holds 2340 · SCHR holds 101
- Weight in Shared Holdings
- BIV 56%·SCHR 52%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in BIV
2293 of 2340 positions (42.6% of the fund) are not held by SCHR. Showing the top 30 by weight.
- U.S. Treasury Notes0.20%
- Morgan Stanley0.15%
- Morgan Stanley0.13%
- International Bank for Reconstruction & Development0.12%
- Bank of America Corp.0.11%
- Oracle Corp.0.11%
Only in SCHR
54 of 101 positions (47.0% of the fund) are not held by BIV. Showing the top 30 by weight.
- U.S. Treasury Notes2.80%
- U.S. Treasury Notes1.66%
- U.S. Treasury Notes1.51%
- U.S. Treasury Notes1.45%
- U.S. Treasury Notes1.43%
- U.S. Treasury Notes1.35%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| BIV | -0.2% | -0.3% | +2.0% | +4.6% | -0.1% | +1.7% | 4.31% |
| SCHR | +0.0% | -0.3% | +1.7% | +3.8% | -0.1% | +1.1% | 3.97% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in BIV vs SCHR →
Shared Holdings(47)
The top 10 shared positions account for 38% of the overlap, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes.
| U.S. Treasury Notes | 2.06% | 1.93% | 1.93% |
|---|---|---|---|
| U.S. Treasury Notes | 2.18% | 1.90% | 1.90% |
| U.S. Treasury Notes | 2.03% | 1.88% | 1.88% |
| U.S. Treasury Notes | 2.02% | 1.88% | 1.88% |
| U.S. Treasury Notes | 1.99% | 1.88% | 1.88% |
| U.S. Treasury Notes | 2.29% | 1.85% | 1.85% |
| U.S. Treasury Notes | 1.95% | 1.84% | 1.84% |
| U.S. Treasury Notes | 2.06% | 1.83% | 1.83% |
| U.S. Treasury Notes | 2.19% | 1.83% | 1.83% |
| U.S. Treasury Notes | 1.88% | 1.66% | 1.66% |
| U.S. Treasury Notes | 1.68% | 1.55% | 1.55% |
| U.S. Treasury Notes | 2.20% | 1.54% | 1.54% |
| U.S. Treasury Notes | 1.75% | 1.51% | 1.51% |
| U.S. Treasury Notes | 1.72% | 1.49% | 1.49% |
| U.S. Treasury Notes | 1.64% | 1.49% | 1.49% |
| U.S. Treasury Notes | 1.67% | 1.48% | 1.48% |
| U.S. Treasury Notes | 1.61% | 1.45% | 1.45% |
| U.S. Treasury Notes | 1.77% | 1.45% | 1.45% |
| U.S. Treasury Notes | 1.55% | 1.41% | 1.41% |
| U.S. Treasury Notes | 1.40% | 0.97% | 0.97% |
| U.S. Treasury Notes | 0.92% | 0.76% | 0.76% |
| U.S. Treasury Notes | 0.71% | 1.28% | 0.71% |
| U.S. Treasury Notes | 0.84% | 0.70% | 0.70% |
| U.S. Treasury Notes | 0.73% | 0.70% | 0.70% |
| U.S. Treasury Notes | 0.85% | 0.70% | 0.70% |
Frequently Asked Questions
How much do BIV and SCHR overlap?
BIV and SCHR overlap by 48.2% of portfolio weight. They share 47 holdings (BIV holds 2340 positions and SCHR holds 101), based on each fund's latest SEC-reported holdings.
Is it redundant to own both BIV and SCHR?
The two portfolios are 48.2% identical by weight. Owning both is defensible: they share a meaningful core, but each fund adds exposure the other lacks.
What are the biggest shared holdings of BIV and SCHR?
The largest positions held by both funds are U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. Together the top 10 shared positions account for 38% of the total overlap.
What does BIV own that SCHR doesn't?
2293 positions (42.6% of BIV) are unique to BIV, led by U.S. Treasury Notes, Morgan Stanley and Morgan Stanley. In the other direction, 54 positions (47.0% of SCHR) are unique to SCHR.