BND vs VCIT: Holdings Overlap
BNDVanguard Total Bond Market Index Fund
Vanguard · 17360 holdings · $161.4B · as of 2026-03-31
VCITVanguard Intermediate-term Corporate Bond Index Fund
Vanguard · 2302 holdings · $67.6B · as of 2026-05-31
Holdings snapshots are 61 days apart (BND: 2026-03-31, VCIT: 2026-05-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are BND and VCIT?
Vanguard Total Bond Market Index Fund (BND, by Vanguard) holds 17360 positions; Vanguard Intermediate-term Corporate Bond Index Fund (VCIT, by Vanguard) holds 2302. They have 1889 holdings in common, and by portfolio weight the two funds are 6.5% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 6.5%Sum of the smaller weight of each shared holding
- Shared Holdings
- 1889BND holds 17360 · VCIT holds 2302
- Weight in Shared Holdings
- BND 7%·VCIT 87%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in BND
15471 of 17360 positions (92.0% of the fund) are not held by VCIT. Showing the top 30 by weight.
- U.S. Treasury Notes0.48%
- U.S. Treasury Notes0.42%
- U.S. Treasury Notes0.42%
- U.S. Treasury Notes0.42%
- U.S. Treasury Notes0.41%
- U.S. Treasury Notes0.41%
Only in VCIT
413 of 2302 positions (11.6% of the fund) are not held by BND. Showing the top 30 by weight.
- Morgan Stanley0.21%
- JPMorgan Chase & Co.0.19%
- Morgan Stanley0.19%
- U.S. Treasury Notes0.18%
- Goldman Sachs Group, Inc. (The)0.18%
- JPMorgan Chase & Co.0.16%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| BND | -0.3% | +0.0% | +2.4% | +4.2% | -0.2% | +1.5% | 4.03% |
| VCIT | -0.2% | -0.0% | +2.8% | +6.0% | +0.9% | +2.7% | 4.87% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in BND vs VCIT →
Shared Holdings(1889)
The top 10 shared positions account for 4% of the overlap, led by Goldman Sachs Group, Inc. (The), PNC Financial Services Group, Inc. (The) and Citigroup, Inc..
| Goldman Sachs Group, Inc. (The) | 0.04% | 0.16% | 0.04% |
|---|---|---|---|
| PNC Financial Services Group, Inc. (The) | 0.04% | 0.08% | 0.04% |
| Citigroup, Inc. | 0.02% | 0.17% | 0.02% |
| Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc | 0.02% | 0.27% | 0.02% |
| Morgan Stanley | 0.02% | 0.16% | 0.02% |
| Bank of America Corp. | 0.02% | 0.11% | 0.02% |
| Alphabet, Inc. | 0.02% | 0.24% | 0.02% |
| JPMORGAN CHASE and CO 4.898%/VAR 01/22/2037 | 0.02% | 0.17% | 0.02% |
| Amgen, Inc. | 0.02% | 0.23% | 0.02% |
| JPMORGAN CHASE and CO 5.572%/VAR 04/22/2036 | 0.02% | 0.19% | 0.02% |
| JPMORGAN CHASE and CO 4.946%/VAR 10/22/2035 | 0.02% | 0.08% | 0.02% |
| WELLS FARGO and CO NEW 4.897%/VAR 07/25/2033 | 0.02% | 0.12% | 0.02% |
| Pfizer Investment Enterprises Pte. Ltd. | 0.02% | 0.27% | 0.02% |
| Barclays PLC | 0.02% | 0.12% | 0.02% |
| PNC Financial Services Group, Inc. (The) | 0.02% | 0.11% | 0.02% |
| JPMorgan Chase & Co. | 0.02% | 0.07% | 0.02% |
| Oracle Corp. | 0.02% | 0.16% | 0.02% |
| Verizon Communications, Inc. | 0.02% | 0.18% | 0.02% |
| JPMorgan Chase & Co. | 0.02% | 0.23% | 0.02% |
| T-Mobile USA, Inc. | 0.02% | 0.10% | 0.02% |
| Citigroup, Inc. | 0.02% | 0.17% | 0.02% |
| Newmont Corp / Newcrest Finance Pty Ltd | 0.02% | 0.09% | 0.02% |
| AT and T INC 5.4% 02/15/2034 | 0.02% | 0.16% | 0.02% |
| JPMORGAN CHASE and CO 4.912%/VAR 07/25/2033 | 0.02% | 0.25% | 0.02% |
| Wells Fargo & Co. | 0.02% | 0.18% | 0.02% |
Showing the top 250 of 1889 shared holdings by overlap weight.
Frequently Asked Questions
How much do BND and VCIT overlap?
BND and VCIT overlap by 6.5% of portfolio weight. They share 1889 holdings (BND holds 17360 positions and VCIT holds 2302), based on each fund's latest SEC-reported holdings.
Is it redundant to own both BND and VCIT?
The two portfolios are 6.5% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of BND and VCIT?
The largest positions held by both funds are Goldman Sachs Group, Inc. (The), PNC Financial Services Group, Inc. (The), Citigroup, Inc., Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc and Morgan Stanley. Together the top 10 shared positions account for 4% of the total overlap.
What does BND own that VCIT doesn't?
15471 positions (92.0% of BND) are unique to BND, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 413 positions (11.6% of VCIT) are unique to VCIT.