BSV vs SCHO: Holdings Overlap
BSVVanguard Short-term Bond Index Fund
Vanguard · 3156 holdings · $45.6B · as of 2026-03-31
SCHOSchwab Short-Term U.S. Treasury ETF
Schwab · 96 holdings · $12.9B · as of 2026-03-31
How similar are BSV and SCHO?
Vanguard Short-term Bond Index Fund (BSV, by Vanguard) holds 3156 positions; Schwab Short-Term U.S. Treasury ETF (SCHO, by Schwab) holds 96. They have 92 holdings in common, and by portfolio weight the two funds are 40.9% identical. In practical terms the pair is moderately overlapping; they share a meaningful core, but each fund adds distinct exposure.
- Overlap by Weight
- 40.9%Sum of the smaller weight of each shared holding
- Shared Holdings
- 92BSV holds 3156 · SCHO holds 96
- Weight in Shared Holdings
- BSV 41%·SCHO 95%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in BSV
3064 of 3156 positions (57.4% of the fund) are not held by SCHO. Showing the top 30 by weight.
- U.S. Treasury Notes0.92%
- U.S. Treasury Notes0.82%
- U.S. Treasury Notes0.80%
- U.S. Treasury Notes0.79%
- U.S. Treasury Notes0.78%
- U.S. Treasury Notes0.78%
Only in SCHO
4 of 96 positions (3.9% of the fund) are not held by BSV.
- U.S. Treasury Notes1.37%
- U.S. Treasury Notes1.11%
- U.S. Treasury Notes1.00%
- U.S. Treasury Notes0.43%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| BSV | +0.3% | +0.7% | +2.7% | +4.5% | +1.7% | +1.9% | 4.03% |
| SCHO | +0.3% | +1.0% | +2.8% | +4.3% | +1.9% | +1.8% | 3.87% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in BSV vs SCHO →
Shared Holdings(92)
The top 10 shared positions account for 20% of the overlap, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes.
| U.S. Treasury Notes | 1.16% | 2.22% | 1.16% |
|---|---|---|---|
| U.S. Treasury Notes | 0.91% | 1.37% | 0.91% |
| U.S. Treasury Notes | 0.80% | 1.15% | 0.80% |
| U.S. Treasury Notes | 0.78% | 1.37% | 0.78% |
| U.S. Treasury Notes | 0.76% | 1.37% | 0.76% |
| U.S. Treasury Notes | 0.76% | 1.38% | 0.76% |
| U.S. Treasury Notes | 0.75% | 1.37% | 0.75% |
| U.S. Treasury Notes | 0.73% | 1.38% | 0.73% |
| U.S. Treasury Notes | 0.73% | 1.17% | 0.73% |
| U.S. Treasury Notes | 0.65% | 1.38% | 0.65% |
| U.S. Treasury Notes | 0.63% | 1.37% | 0.63% |
| U.S. Treasury Notes | 0.62% | 1.15% | 0.62% |
| U.S. Treasury Notes | 0.59% | 1.37% | 0.59% |
| U.S. Treasury Notes | 0.56% | 1.38% | 0.56% |
| U.S. Treasury Notes | 0.56% | 1.15% | 0.56% |
| U.S. Treasury Notes | 0.55% | 1.17% | 0.55% |
| U.S. Treasury Notes | 0.54% | 1.29% | 0.54% |
| U.S. Treasury Notes | 0.54% | 1.16% | 0.54% |
| U.S. Treasury Notes | 0.53% | 1.22% | 0.53% |
| U.S. Treasury Notes | 0.53% | 1.22% | 0.53% |
| U.S. Treasury Notes | 0.53% | 1.16% | 0.53% |
| U.S. Treasury Notes | 0.52% | 1.22% | 0.52% |
| U.S. Treasury Notes | 0.52% | 1.16% | 0.52% |
| U.S. Treasury Notes | 0.51% | 1.16% | 0.51% |
| U.S. Treasury Notes | 0.51% | 0.90% | 0.51% |
Frequently Asked Questions
How much do BSV and SCHO overlap?
BSV and SCHO overlap by 40.9% of portfolio weight. They share 92 holdings (BSV holds 3156 positions and SCHO holds 96), based on each fund's latest SEC-reported holdings.
Is it redundant to own both BSV and SCHO?
The two portfolios are 40.9% identical by weight. Owning both is defensible: they share a meaningful core, but each fund adds exposure the other lacks.
What are the biggest shared holdings of BSV and SCHO?
The largest positions held by both funds are U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. Together the top 10 shared positions account for 20% of the total overlap.
What does BSV own that SCHO doesn't?
3064 positions (57.4% of BSV) are unique to BSV, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 4 positions (3.9% of SCHO) are unique to SCHO.