DFAC vs VTI: Holdings Overlap
DFACDimensional U.S. Core Equity 2 ETF
Dimensional · 2546 holdings · $47.9B · as of 2026-04-30
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
Holdings snapshots are 30 days apart (DFAC: 2026-04-30, VTI: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are DFAC and VTI?
Dimensional U.S. Core Equity 2 ETF (DFAC, by Dimensional) holds 2546 positions; Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505. They have 2428 holdings in common, and by portfolio weight the two funds are 74.3% identical. In practical terms the pair is heavily overlapping, with largely the same stocks driving both funds.
- Overlap by Weight
- 74.3%Sum of the smaller weight of each shared holding
- Shared Holdings
- 2428DFAC holds 2546 · VTI holds 3505
- Weight in Shared Holdings
- DFAC 99%·VTI 96%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in DFAC
118 of 2546 positions (0.9% of the fund) are not held by VTI. Showing the top 30 by weight.
Sector Breakdown
| Sector | DFAC | VTI |
|---|---|---|
| Information Technology | 27.1% | 30.5% |
| Financials | 14.6% | 12.7% |
| Industrials | 13.6% | 10.4% |
| Consumer Discretionary | 10.2% | 9.8% |
| Health Care | 8.9% | 10.0% |
| Other Sectors | 24.9% | 26.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| DFAC | +3.7% | +16.6% | +26.8% | +19.5% | +12.3% | — | 0.88% |
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in DFAC vs VTI →
Shared Holdings(2428)
The top 10 shared positions account for 35% of the overlap, led by NVDA, AAPL and MSFT.
 NVDANVIDIA Corp. COM | 5.60% | 6.42% | 5.60% |
|---|---|---|---|
 AAPLApple Inc. COM | 4.68% | 5.94% | 4.68% |
 MSFTMicrosoft Corp. COM | 3.92% | 4.38% | 3.92% |
 AMZNAmazon.com, Inc. COM | 3.06% | 3.21% | 3.06% |
 GOOGLAlphabet Inc. CAP STK CL A | 2.14% | 2.67% | 2.14% |
 METAMeta Platforms, Inc., Class A | 1.87% | 2.00% | 1.87% |
 GOOGAlphabet Inc. CAP STK CL C | 1.69% | 2.11% | 1.69% |
 JPMJPMorgan Chase & Co. COM | 1.00% | 1.19% | 1.00% |
 AVGOBroadcom Inc COM | 0.95% | 2.34% | 0.95% |
 XOMExxon Mobil Corp. COM | 0.88% | 1.13% | 0.88% |
 LLYEli Lilly & Co. COM | 0.87% | 1.25% | 0.87% |
 JNJJohnson & Johnson COM | 0.82% | 0.94% | 0.82% |
 BRK-BBerkshire Hathaway, Inc., Class B | 0.71% | 1.37% | 0.71% |
 VVisa, Inc., Class A | 0.65% | 0.79% | 0.65% |
 MUMicron Technology Inc. COM | 0.71% | 0.61% | 0.61% |
 CVXChevron Corp. COM | 0.56% | 0.63% | 0.56% |
 PGThe Procter & Gamble Co. COM | 0.50% | 0.54% | 0.50% |
 CATCaterpillar Inc COM | 0.49% | 0.53% | 0.49% |
 MAMasterCard Incorporated CL A | 0.48% | 0.63% | 0.48% |
 COSTCostco Wholesale Corporation COM | 0.47% | 0.71% | 0.47% |
 CSCOCisco Systems, Inc. COM | 0.46% | 0.44% | 0.44% |
 NFLXNetflix, Inc. COM | 0.41% | 0.65% | 0.41% |
 ABBVAbbVie Inc. COM | 0.40% | 0.61% | 0.40% |
 KOCoca-Cola Co (The) COM | 0.39% | 0.42% | 0.39% |
 HDHome Depot, Inc. (The) | 0.38% | 0.52% | 0.38% |
Showing the top 250 of 2428 shared holdings by overlap weight.
Frequently Asked Questions
How much do DFAC and VTI overlap?
DFAC and VTI overlap by 74.3% of portfolio weight. They share 2428 holdings (DFAC holds 2546 positions and VTI holds 3505), based on each fund's latest SEC-reported holdings.
Is it redundant to own both DFAC and VTI?
The two portfolios are 74.3% identical by weight. Owning both mostly doubles down on the shared core rather than diversifying: the same large positions drive both funds.
What are the biggest shared holdings of DFAC and VTI?
The largest positions held by both funds are NVDA, AAPL, MSFT, AMZN and GOOGL. Together the top 10 shared positions account for 35% of the total overlap.
What does DFAC own that VTI doesn't?
118 positions (0.9% of DFAC) are unique to DFAC, led by NXPI, AMCR and SN. In the other direction, 1077 positions (3.5% of VTI) are unique to VTI.