FNDA vs XRT: Holdings Overlap
FNDASchwab Fundamental U.S. Small Company ETF
Schwab · 930 holdings · $9.4B · as of 2026-05-31
XRTState Street® SPDR® S&P® Retail ETF
State Street (SPDR) · 75 holdings · $485M · as of 2026-08-06
Holdings snapshots are 67 days apart (FNDA: 2026-05-31, XRT: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are FNDA and XRT?
Schwab Fundamental U.S. Small Company ETF (FNDA, by Schwab) holds 930 positions; State Street® SPDR® S&P® Retail ETF (XRT, by State Street (SPDR)) holds 75. They have 29 holdings in common, and by portfolio weight the two funds are 3.5% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 3.5%Sum of the smaller weight of each shared holding
- Shared Holdings
- 29FNDA holds 930 · XRT holds 75
- Weight in Shared Holdings
- FNDA 4%·XRT 39%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in FNDA
901 of 930 positions (96.3% of the fund) are not held by XRT. Showing the top 30 by weight.
Sector Breakdown
| Sector | FNDA | XRT |
|---|---|---|
| Consumer Discretionary | 12.1% | 79.2% |
| Industrials | 20.0% | 0.0% |
| Consumer Staples | 3.1% | 19.8% |
| Financials | 15.3% | 0.0% |
| Information Technology | 15.0% | 0.0% |
| Other Sectors | 33.4% | 0.0% |
| Unclassified | 0.8% | 0.9% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts. “Unclassified” is weight we could not classify (1% of FNDA, 1% of XRT).
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| FNDA | +2.5% | +21.8% | +32.0% | +14.5% | +9.0% | +11.0% | 1.09% |
| XRT | +4.2% | +7.0% | +12.7% | +12.1% | +0.7% | +8.9% | 0.74% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in FNDA vs XRT →
Shared Holdings(29)
The top 10 shared positions account for 60% of the overlap, led by VSXY, FIVE and ETSY.
 VSXYVictorias Secret and Co COMMON STOCK | 0.33% | 1.66% | 0.33% |
|---|---|---|---|
 FIVEFive Below Inc COM | 0.27% | 1.56% | 0.27% |
 ETSYEtsy Inc COM | 0.22% | 1.58% | 0.22% |
 IMKTAIngles Markets, Incorporated CL A | 0.21% | 1.22% | 0.21% |
 PSMTPricesmart Inc COM | 0.21% | 1.34% | 0.21% |
 URBNUrban Outfitters Inc. COM | 0.21% | 1.41% | 0.21% |
 VVVValvoline Inc COM | 0.20% | 1.29% | 0.20% |
 GMEGameStop Corp., Class A | 0.18% | 1.13% | 0.18% |
 ANFAbercrombie & Fitch Co., Class A | 0.17% | 1.71% | 0.17% |
 SBHSally Beauty Holdings Inc. COM | 0.14% | 1.63% | 0.14% |
 WMKWeis Markets Inc COM | 0.12% | 1.23% | 0.12% |
 SAHSonic Automotive, Inc., Class A | 0.11% | 1.33% | 0.11% |
 UPBDUpbound Group Inc COM | 0.11% | 1.42% | 0.11% |
 DDSDillard's, Inc., Class A | 0.10% | 1.40% | 0.10% |
 HZOMarinemax Inc COM | 0.10% | 1.42% | 0.10% |
 OLLIOllies Bargain Outlet Holdings Inc. COM | 0.10% | 1.31% | 0.10% |
 BOOTBoot Barn Holdings Inc COM | 0.09% | 1.31% | 0.09% |
 CALCaleres Inc COM | 0.09% | 1.08% | 0.09% |
 CPNGCoupang, Inc., Class A | 0.09% | 1.43% | 0.09% |
 BKEBuckle, Inc. (The) | 0.08% | 1.36% | 0.08% |
 GOGrocery Outlet Holding Corp. COM | 0.07% | 1.38% | 0.07% |
 MNROMonro Inc COM | 0.07% | 0.92% | 0.07% |
 EYENational Vision Holdings Inc COM | 0.07% | 1.69% | 0.07% |
 CARTMaplebear Inc. COM | 0.06% | 1.44% | 0.06% |
 ARKOARKO Corp. COM | 0.05% | 0.70% | 0.05% |
Frequently Asked Questions
How much do FNDA and XRT overlap?
FNDA and XRT overlap by 3.5% of portfolio weight. They share 29 holdings (FNDA holds 930 positions and XRT holds 75), based on each fund's latest SEC-reported holdings.
Is it redundant to own both FNDA and XRT?
The two portfolios are 3.5% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What are the biggest shared holdings of FNDA and XRT?
The largest positions held by both funds are VSXY, FIVE, ETSY, IMKTA and PSMT. Together the top 10 shared positions account for 60% of the total overlap.
What does FNDA own that XRT doesn't?
901 positions (96.3% of FNDA) are unique to FNDA, led by LITE, VSAT and COHR. In the other direction, 46 positions (61.2% of XRT) are unique to XRT.