IYF vs KBE: Holdings Overlap
IYFiShares U.S. Financials ETF
iShares · 142 holdings · $4.5B · as of 2026-04-30
KBEState Street® SPDR® S&P® Bank ETF
State Street (SPDR) · 102 holdings · $1.7B · as of 2026-08-06
Holdings snapshots are 98 days apart (IYF: 2026-04-30, KBE: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are IYF and KBE?
iShares U.S. Financials ETF (IYF, by iShares) holds 142 positions; State Street® SPDR® S&P® Bank ETF (KBE, by State Street (SPDR)) holds 102. They have 39 holdings in common, and by portfolio weight the two funds are 15.8% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 15.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 39IYF holds 142 · KBE holds 102
- Weight in Shared Holdings
- IYF 36%·KBE 38%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in IYF
103 of 142 positions (63.5% of the fund) are not held by KBE. Showing the top 30 by weight.
Only in KBE
63 of 102 positions (60.4% of the fund) are not held by IYF. Showing the top 30 by weight.
Sector Breakdown
| Sector | IYF | KBE |
|---|---|---|
| Financials | 99.4% | 98.9% |
| Industrials | 0.3% | 0.0% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| IYF | +2.4% | +7.0% | +15.4% | +21.7% | +12.0% | +13.6% | 1.40% |
| KBE | +1.8% | +16.6% | +29.1% | +21.5% | +9.2% | +10.6% | 2.10% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in IYF vs KBE →
Shared Holdings(39)
The top 10 shared positions account for 61% of the overlap, led by BAC, JPM and BNY.
 BACBank of America Corp. COM | 4.68% | 1.05% | 1.05% |
|---|---|---|---|
 JPMJPMorgan Chase & Co. COM | 10.78% | 1.05% | 1.05% |
 BNYThe Bank of New York Mellon Corp. COM | 1.50% | 1.03% | 1.03% |
 USBU.S. Bancorp. COM NEW | 1.43% | 1.02% | 1.02% |
 PNCPNC Financial Services Group, Inc. (The) | 1.41% | 0.99% | 0.99% |
 WFCWells Fargo & Co. COM | 3.95% | 0.97% | 0.97% |
 TFCTruist Financial Corp. COM | 1.05% | 0.96% | 0.96% |
 CCitigroup Inc. COM NEW | 3.59% | 0.91% | 0.91% |
 APOApollo Global Management Inc COM | 0.87% | 0.89% | 0.87% |
 FITBFifth Third Bancorp COM | 0.74% | 0.98% | 0.74% |
 HBANHuntington Bancshares Incorporated COM | 0.55% | 0.94% | 0.55% |
 MTBM&T Bank Corporation COM | 0.54% | 1.02% | 0.54% |
 NTRSNorthern Trust Corporation COM | 0.50% | 1.01% | 0.50% |
 CFGCitizens Financial Group Inc COM | 0.45% | 1.01% | 0.45% |
 RFRegions Financial Corporation COM | 0.40% | 1.00% | 0.40% |
 KEYKeyCorp COM | 0.33% | 0.94% | 0.33% |
 FCNCAFirst Citizens BancShares Inc (Delaware) CL A | 0.28% | 0.96% | 0.28% |
 EWBCEast West Bancorp Inc COM | 0.28% | 0.94% | 0.28% |
 PNFPPinnacle Financial Partners Inc. COM | 0.24% | 1.03% | 0.24% |
 RKTRocket Companies Inc COM CL A | 0.22% | 0.96% | 0.22% |
 FHNFirst Horizon Corporation COM | 0.19% | 0.94% | 0.19% |
 EQHEquitable Holdings Inc COM | 0.19% | 1.13% | 0.19% |
 WBSWebster Financial Corporation | 0.19% | 1.00% | 0.19% |
 WTFCWintrust Financial Corporation COM | 0.16% | 0.94% | 0.16% |
 BPOPPopular, Inc. COM USD0.01 | 0.16% | 1.03% | 0.16% |
Frequently Asked Questions
How much do IYF and KBE overlap?
IYF and KBE overlap by 15.8% of portfolio weight. They share 39 holdings (IYF holds 142 positions and KBE holds 102), based on each fund's latest SEC-reported holdings.
Is it redundant to own both IYF and KBE?
The two portfolios are 15.8% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of IYF and KBE?
The largest positions held by both funds are BAC, JPM, BNY, USB and PNC. Together the top 10 shared positions account for 61% of the total overlap.
What does IYF own that KBE doesn't?
103 positions (63.5% of IYF) are unique to IYF, led by BRK-B, GS and MS. In the other direction, 63 positions (60.4% of KBE) are unique to KBE.