IYJ vs XLF: Holdings Overlap
IYJiShares U.S. Industrials ETF
iShares · 196 holdings · $2.0B · as of 2026-04-30
XLFState Street® Financial Select Sector SPDR® ETF
State Street (SPDR) · 77 holdings · $59.1B · as of 2026-08-06
Holdings snapshots are 98 days apart (IYJ: 2026-04-30, XLF: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are IYJ and XLF?
iShares U.S. Industrials ETF (IYJ, by iShares) holds 196 positions; State Street® Financial Select Sector SPDR® ETF (XLF, by State Street (SPDR)) holds 77. They have 12 holdings in common, and by portfolio weight the two funds are 18.4% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 18.4%Sum of the smaller weight of each shared holding
- Shared Holdings
- 12IYJ holds 196 · XLF holds 77
- Weight in Shared Holdings
- IYJ 19%·XLF 20%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in IYJ
184 of 196 positions (81.3% of the fund) are not held by XLF. Showing the top 30 by weight.
Only in XLF
65 of 77 positions (79.9% of the fund) are not held by IYJ. Showing the top 30 by weight.
Sector Breakdown
| Sector | IYJ | XLF |
|---|---|---|
| Financials | 18.9% | 99.8% |
| Industrials | 71.0% | 0.0% |
| Materials | 5.5% | 0.0% |
| Information Technology | 3.9% | 0.0% |
| Health Care | 0.3% | 0.0% |
| Other Sectors | 0.3% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| IYJ | +2.4% | +14.0% | +19.0% | +16.9% | +9.3% | +12.7% | 0.70% |
| XLF | +2.8% | +6.1% | +13.9% | +19.5% | +10.7% | +13.5% | 1.40% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in IYJ vs XLF →
Shared Holdings(12)
The top 10 shared positions account for 98% of the overlap, led by V, MA and AXP.
 VVisa, Inc., Class A | 7.01% | 7.53% | 7.01% |
|---|---|---|---|
 MAMasterCard Incorporated CL A | 5.11% | 5.69% | 5.11% |
 AXPAmerican Express Company COM | 2.20% | 2.23% | 2.20% |
 COFCapital One Financial Corp. COM | 1.48% | 1.68% | 1.48% |
 PYPLPaypal Holdings Inc. COM | 0.59% | 0.65% | 0.59% |
 XYZBlock, Inc., Class A | 0.48% | 0.52% | 0.48% |
 FISVFiserv Inc. COM | 0.42% | 0.35% | 0.35% |
 SYFSynchrony Financial COM | 0.33% | 0.32% | 0.32% |
 FISFidelity National Information Services Inc COM | 0.30% | 0.27% | 0.27% |
 CPAYCorpay Inc COM SHS | 0.26% | 0.32% | 0.26% |
 GPNGlobal Payments Inc COM | 0.21% | 0.25% | 0.21% |
 JKHYHenry Jack & Associates Inc. COM | 0.14% | 0.14% | 0.14% |
Frequently Asked Questions
How much do IYJ and XLF overlap?
IYJ and XLF overlap by 18.4% of portfolio weight. They share 12 holdings (IYJ holds 196 positions and XLF holds 77), based on each fund's latest SEC-reported holdings.
Is it redundant to own both IYJ and XLF?
The two portfolios are 18.4% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of IYJ and XLF?
The largest positions held by both funds are V, MA, AXP, COF and PYPL. Together the top 10 shared positions account for 98% of the total overlap.
What does IYJ own that XLF doesn't?
184 positions (81.3% of IYJ) are unique to IYJ, led by CAT, GE and GEV. In the other direction, 65 positions (79.9% of XLF) are unique to XLF.