KIE vs VTI: Holdings Overlap
KIEState Street® SPDR® S&P® Insurance ETF
State Street (SPDR) · 53 holdings · $660M · as of 2026-08-06
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
Holdings snapshots are 128 days apart (KIE: 2026-08-06, VTI: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are KIE and VTI?
State Street® SPDR® S&P® Insurance ETF (KIE, by State Street (SPDR)) holds 53 positions; Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505. They have 53 holdings in common, and by portfolio weight the two funds are 1.8% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 1.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 53KIE holds 53 · VTI holds 3505
- Weight in Shared Holdings
- KIE 100%·VTI 2%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in KIE
Every position in KIE is also held by VTI, so it brings nothing the other fund doesn’t already own.
Sector Breakdown
| Sector | KIE | VTI |
|---|---|---|
| Financials | 98.3% | 12.7% |
| Information Technology | 0.0% | 30.5% |
| Industrials | 0.0% | 10.4% |
| Health Care | 1.6% | 10.0% |
| Consumer Discretionary | 0.0% | 9.8% |
| Other Sectors | 0.0% | 26.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| KIE | +0.2% | +8.3% | +16.0% | +16.1% | +12.6% | +12.3% | 1.51% |
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in KIE vs VTI →
Shared Holdings(53)
The top 10 shared positions account for 60% of the overlap, led by PGR, CB and MRSH.
 PGRThe Progressive Corporation COM | 1.77% | 0.19% | 0.19% |
|---|---|---|---|
 CBChubb Ltd. Switzerland ORD CHF24.15 | 1.79% | 0.18% | 0.18% |
 MRSHMarsh & McLennan Companies, Inc. COM | 1.94% | 0.13% | 0.13% |
 AONAon plc, Class A | 1.80% | 0.10% | 0.10% |
 TRVTravelers Companies, Inc. COM | 2.13% | 0.10% | 0.10% |
 AJGArthur J. Gallagher & Co. | 1.92% | 0.09% | 0.09% |
 ALLThe Allstate Corporation COM | 2.07% | 0.09% | 0.09% |
 AFLAflac Incorporated COM | 1.81% | 0.08% | 0.08% |
 AIGAmerican International Group Inc. COM NEW | 1.79% | 0.06% | 0.06% |
 METMetLife Inc. COM | 1.95% | 0.06% | 0.06% |
 HIGThe Hartford Insurance Group Inc. COM | 1.87% | 0.06% | 0.06% |
 PRUPrudential Financial, Inc. COM | 1.94% | 0.05% | 0.05% |
 ACGLArch Capital Group Ltd. COM USD0.01 | 1.82% | 0.05% | 0.05% |
 WTWWillis Towers Watson Public Limited Company COM USD0.000304635 | 2.16% | 0.04% | 0.04% |
 CINFCincinnati Financial Corporation COM | 1.81% | 0.04% | 0.04% |
 MKLMarkel Group Inc COM | 1.72% | 0.04% | 0.04% |
 PFGPrincipal Financial Group Inc. COM | 1.77% | 0.03% | 0.03% |
 WRBW.R. Berkley Corporation COM | 1.77% | 0.03% | 0.03% |
 BROBrown & Brown Inc COM | 1.98% | 0.03% | 0.03% |
 LLoews Corporation COM | 1.80% | 0.03% | 0.03% |
 RGAReinsurance Group of America, Incorporated COM NEW | 1.93% | 0.02% | 0.02% |
 EGEverest Group Ltd COM USD0.01 | 1.85% | 0.02% | 0.02% |
 RNRRenaissancere Holdings Ltd. COM USD1 | 1.84% | 0.02% | 0.02% |
 FNFFidelity National Financial Inc. - FNF Group | 1.85% | 0.02% | 0.02% |
 UNMUnum Group COM | 1.66% | 0.02% | 0.02% |
Frequently Asked Questions
How much do KIE and VTI overlap?
KIE and VTI overlap by 1.8% of portfolio weight. They share 53 holdings (KIE holds 53 positions and VTI holds 3505), based on each fund's latest SEC-reported holdings.
Is it redundant to own both KIE and VTI?
The two portfolios are 1.8% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What are the biggest shared holdings of KIE and VTI?
The largest positions held by both funds are PGR, CB, MRSH, AON and TRV. Together the top 10 shared positions account for 60% of the total overlap.
What does KIE own that VTI doesn't?
Nothing. Every position in KIE is also held by VTI. In the other direction, 3452 positions (97.8% of VTI) are unique to VTI.