KRE vs SCHA: Holdings Overlap
KREState Street® SPDR® S&P® Regional Banking ETF
State Street (SPDR) · 158 holdings · $4.5B · as of 2026-08-06
Schwab · 1705 holdings · $23.3B · as of 2026-05-31
Holdings snapshots are 67 days apart (KRE: 2026-08-06, SCHA: 2026-05-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are KRE and SCHA?
State Street® SPDR® S&P® Regional Banking ETF (KRE, by State Street (SPDR)) holds 158 positions; Schwab U.S. Small-Cap ETF (SCHA, by Schwab) holds 1705. They have 131 holdings in common, and by portfolio weight the two funds are 7.2% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 7.2%Sum of the smaller weight of each shared holding
- Shared Holdings
- 131KRE holds 158 · SCHA holds 1705
- Weight in Shared Holdings
- KRE 80%·SCHA 7%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in KRE
27 of 158 positions (19.7% of the fund) are not held by SCHA.
Sector Breakdown
| Sector | KRE | SCHA |
|---|---|---|
| Financials | 97.7% | 15.1% |
| Information Technology | 0.0% | 22.1% |
| Industrials | 0.0% | 17.7% |
| Health Care | 0.0% | 13.4% |
| Consumer Discretionary | 0.0% | 9.3% |
| Other Sectors | 0.0% | 21.4% |
| Unclassified | 1.5% | 0.8% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts. “Unclassified” is weight we could not classify (2% of KRE, 1% of SCHA).
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| KRE | +1.5% | +19.0% | +32.6% | +19.1% | +5.9% | +9.0% | 2.10% |
| SCHA | +1.0% | +22.8% | +36.7% | +17.1% | +7.9% | +10.8% | 1.02% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in KRE vs SCHA →
Shared Holdings(131)
The top 10 shared positions account for 26% of the overlap, led by PNFP, WTFC and BPOP.
 PNFPPinnacle Financial Partners Inc. COM | 1.42% | 0.31% | 0.31% |
|---|---|---|---|
 WTFCWintrust Financial Corporation COM | 1.28% | 0.21% | 0.21% |
 BPOPPopular, Inc. COM USD0.01 | 1.41% | 0.21% | 0.21% |
 SSBSouthState Bank Corporation | 1.39% | 0.20% | 0.20% |
 UMBFUMB Financial Corporation | 1.37% | 0.20% | 0.20% |
 COLBColumbia Banking System Inc. COM | 1.28% | 0.18% | 0.18% |
 ONBOld National Bancorp COM | 1.36% | 0.18% | 0.18% |
 PBProsperity Bancshares Inc COM | 1.30% | 0.15% | 0.15% |
 VLYValley National Bancorp. COM | 1.27% | 0.14% | 0.14% |
 FNBF N B Corp (Pennsylvania) COM | 1.31% | 0.13% | 0.13% |
 GBCIGlacier Bancorp Inc. COM | 1.26% | 0.13% | 0.13% |
 UBSIUnited Bankshares Inc COM | 1.35% | 0.13% | 0.13% |
 HWCHancock Whitney Corporation COM | 1.36% | 0.12% | 0.12% |
 ABCBAmeris Bancorp COM | 1.27% | 0.11% | 0.11% |
 AUBAtlantic Union Bankshares Corp COM | 1.34% | 0.11% | 0.11% |
 OZKBank OZK COM | 1.26% | 0.11% | 0.11% |
 AXAxos Financial Inc COM | 1.21% | 0.10% | 0.10% |
 HOMBHome BancShares Inc. COM | 1.39% | 0.10% | 0.10% |
 ASBAssociated Banc-Corp COM | 1.36% | 0.10% | 0.10% |
 TCBITexas Capital Bancshares, Inc. COM | 1.24% | 0.09% | 0.09% |
 EBCEastern Bankshares Inc COM | 1.32% | 0.09% | 0.09% |
 FFINFirst Financial Bankshares Inc COM | 0.81% | 0.09% | 0.09% |
 FLGFlagstar Bank National Association COM NEW | 1.22% | 0.09% | 0.09% |
 FULTFulton Financial Corporation COM | 1.34% | 0.09% | 0.09% |
 UCBUnited Community Banks Inc.(South Carolina) COM | 0.91% | 0.08% | 0.08% |
Frequently Asked Questions
How much do KRE and SCHA overlap?
KRE and SCHA overlap by 7.2% of portfolio weight. They share 131 holdings (KRE holds 158 positions and SCHA holds 1705), based on each fund's latest SEC-reported holdings.
Is it redundant to own both KRE and SCHA?
The two portfolios are 7.2% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of KRE and SCHA?
The largest positions held by both funds are PNFP, WTFC, BPOP, SSB and UMBF. Together the top 10 shared positions account for 26% of the total overlap.
What does KRE own that SCHA doesn't?
27 positions (19.7% of KRE) are unique to KRE, led by CFR, CFG and MTB. In the other direction, 1574 positions (92.6% of SCHA) are unique to SCHA.