SCHD vs VTI: Holdings Overlap
SCHDSchwab U.S. Dividend Equity ETF
Schwab · 99 holdings · $105.7B · as of 2026-05-31
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
Holdings snapshots are 61 days apart (SCHD: 2026-05-31, VTI: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are SCHD and VTI?
Schwab U.S. Dividend Equity ETF (SCHD, by Schwab) holds 99 positions; Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505. They have 97 holdings in common, and by portfolio weight the two funds are 7.8% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 7.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 97SCHD holds 99 · VTI holds 3505
- Weight in Shared Holdings
- SCHD 100%·VTI 8%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in SCHD
2 of 99 positions (0.2% of the fund) are not held by VTI.
ALVAutoliv Inc0.22%
CNACNA Financial Corp0.02%
Sector Breakdown
| Sector | SCHD | VTI |
|---|---|---|
| Information Technology | 15.8% | 30.5% |
| Consumer Staples | 18.4% | 5.0% |
| Health Care | 18.3% | 10.0% |
| Energy | 14.6% | 4.2% |
| Financials | 9.0% | 12.7% |
| Other Sectors | 23.6% | 37.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| SCHD | +4.2% | +25.6% | +31.4% | +14.9% | +9.7% | +12.8% | 3.09% |
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in SCHD vs VTI →
Shared Holdings(97)
The top 10 shared positions account for 53% of the overlap, led by CVX, PG and HD.
 CVXChevron Corp. COM | 3.83% | 0.63% | 0.63% |
|---|---|---|---|
 PGThe Procter & Gamble Co. COM | 3.55% | 0.54% | 0.54% |
 HDHome Depot, Inc. (The) | 3.36% | 0.52% | 0.52% |
 MRKMerck & Co., Inc COM | 3.86% | 0.47% | 0.47% |
 KOCoca-Cola Co (The) COM | 3.96% | 0.42% | 0.42% |
 UNHUnitedHealth Group Inc. COM | 5.09% | 0.39% | 0.39% |
 PEPPepsico Inc COM | 3.44% | 0.34% | 0.34% |
 VZVerizon Communications Inc. COM | 3.65% | 0.30% | 0.30% |
 AMGNAmgen Inc. COM | 3.47% | 0.30% | 0.30% |
 ABTAbbott Laboratories COM | 2.96% | 0.28% | 0.28% |
 TXNTexas Instruments Inc. COM | 5.90% | 0.28% | 0.28% |
 COPConocoPhillips COM | 3.51% | 0.26% | 0.26% |
 LMTLockheed Martin Corporation COM | 2.70% | 0.22% | 0.22% |
 QCOMQUALCOMM Inc. COM | 6.74% | 0.22% | 0.22% |
 BMYBristol-Myers Squibb Company COM | 2.93% | 0.20% | 0.20% |
 ACNAccenture PLC CLS'A'USD0.0000225 | 2.90% | 0.19% | 0.19% |
 MOAltria Group, Inc. COM | 2.94% | 0.18% | 0.18% |
 CMCSAComcast Corporation CL A | 2.25% | 0.16% | 0.16% |
 BXBlackstone Inc., Class A | 2.20% | 0.14% | 0.14% |
 ADPAutomatic Data Processing, Inc. COM | 2.25% | 0.13% | 0.13% |
 EOGEOG Resources Inc. COM | 1.82% | 0.12% | 0.12% |
 SLBSLB Ltd. COM USD0.01 | 2.05% | 0.12% | 0.12% |
 UPSUnited Parcel Service, Inc., Class B | 1.98% | 0.12% | 0.12% |
 OKEOneok Inc. COM | 1.33% | 0.09% | 0.09% |
 TGTTarget Corp. COM | 1.45% | 0.09% | 0.09% |
Frequently Asked Questions
How much do SCHD and VTI overlap?
SCHD and VTI overlap by 7.8% of portfolio weight. They share 97 holdings (SCHD holds 99 positions and VTI holds 3505), based on each fund's latest SEC-reported holdings.
Is it redundant to own both SCHD and VTI?
The two portfolios are 7.8% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of SCHD and VTI?
The largest positions held by both funds are CVX, PG, HD, MRK and KO. Together the top 10 shared positions account for 53% of the total overlap.
What does SCHD own that VTI doesn't?
2 positions (0.2% of SCHD) are unique to SCHD, led by ALV and CNA. In the other direction, 3408 positions (91.8% of VTI) are unique to VTI.