SCHM vs VTI: Holdings Overlap
Schwab · 496 holdings · $15.1B · as of 2026-05-31
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
Holdings snapshots are 61 days apart (SCHM: 2026-05-31, VTI: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are SCHM and VTI?
Schwab U.S. Mid-Cap ETF (SCHM, by Schwab) holds 496 positions; Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505. They have 489 holdings in common, and by portfolio weight the two funds are 7.4% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 7.4%Sum of the smaller weight of each shared holding
- Shared Holdings
- 489SCHM holds 496 · VTI holds 3505
- Weight in Shared Holdings
- SCHM 99%·VTI 7%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in SCHM
7 of 496 positions (0.9% of the fund) are not held by VTI.
Sector Breakdown
| Sector | SCHM | VTI |
|---|---|---|
| Information Technology | 20.2% | 30.5% |
| Industrials | 22.5% | 10.4% |
| Financials | 11.7% | 12.7% |
| Health Care | 10.8% | 10.0% |
| Consumer Discretionary | 9.5% | 9.8% |
| Other Sectors | 25.0% | 26.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| SCHM | +1.6% | +20.7% | +28.9% | +15.8% | +8.2% | +11.2% | 1.22% |
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in SCHM vs VTI →
Shared Holdings(489)
The top 10 shared positions account for 9% of the overlap, led by SNDK, CIEN and LITE.
 SNDKSandisk Corporation COM | 4.64% | 0.15% | 0.15% |
|---|---|---|---|
 CIENCiena Corporation COM NEW | 1.52% | 0.09% | 0.09% |
 LITELumentum Holdings Inc. COM | 1.13% | 0.08% | 0.08% |
 COHRCoherent Corp COM | 1.26% | 0.07% | 0.07% |
 BEBloom Energy Corporation COM CL A | 1.36% | 0.06% | 0.06% |
 TPRTapestry Inc COM | 0.55% | 0.05% | 0.05% |
 TPLTexas Pacific Land Corporation COM | 0.42% | 0.04% | 0.04% |
 FTITechnipFMC PLC USD1 | 0.51% | 0.04% | 0.04% |
 CASYCasey'S General Stores Inc. COM | 0.53% | 0.04% | 0.04% |
 UTHRUnited Therapeutics Corporation COM | 0.44% | 0.04% | 0.04% |
 FTAIFTAI Aviation Ltd COM USD0.01 | 0.50% | 0.04% | 0.04% |
 CWCurtiss-Wright Corporation | 0.51% | 0.04% | 0.04% |
 STLDSteel Dynamics, Inc. COM | 0.66% | 0.04% | 0.04% |
 FLEXFlex Ltd. COM USD0.01 | 1.03% | 0.04% | 0.04% |
 OMCOmnicom Group Inc COM | 0.42% | 0.04% | 0.04% |
 NINiSource Inc. COM | 0.41% | 0.04% | 0.04% |
 KEYKeyCorp COM | 0.37% | 0.03% | 0.03% |
 RGLDRoyal Gold, Inc. COM | 0.34% | 0.03% | 0.03% |
 XPOXPO Inc COM | 0.47% | 0.03% | 0.03% |
 ASTSAST SpaceMobile, Inc., Class A | 0.52% | 0.03% | 0.03% |
 WWDWoodward Inc. COM | 0.39% | 0.03% | 0.03% |
 ALBAlbemarle Corp COM | 0.39% | 0.03% | 0.03% |
 BURLBurlington Stores Inc. COM | 0.37% | 0.03% | 0.03% |
 USFDUS Foods Holding Corp COM | 0.33% | 0.03% | 0.03% |
 MTZMastec, Inc. COM | 0.43% | 0.03% | 0.03% |
Showing the top 250 of 489 shared holdings by overlap weight.
Frequently Asked Questions
How much do SCHM and VTI overlap?
SCHM and VTI overlap by 7.4% of portfolio weight. They share 489 holdings (SCHM holds 496 positions and VTI holds 3505), based on each fund's latest SEC-reported holdings.
Is it redundant to own both SCHM and VTI?
The two portfolios are 7.4% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of SCHM and VTI?
The largest positions held by both funds are SNDK, CIEN, LITE, COHR and BE. Together the top 10 shared positions account for 9% of the total overlap.
What does SCHM own that VTI doesn't?
7 positions (0.9% of SCHM) are unique to SCHM, led by RPRX, ALV and CBRS. In the other direction, 3016 positions (92.2% of VTI) are unique to VTI.