SCHZ vs BKAG: Holdings Overlap
SCHZSchwab U.S. Aggregate Bond ETF
Schwab · 12081 holdings · $10.5B · as of 2026-03-31
BNY Mellon · 5070 holdings · $2.2B · as of 2026-04-30
Holdings snapshots are 30 days apart (SCHZ: 2026-03-31, BKAG: 2026-04-30). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are SCHZ and BKAG?
Schwab U.S. Aggregate Bond ETF (SCHZ, by Schwab) holds 12081 positions; BNY Mellon Core Bond ETF (BKAG, by BNY Mellon) holds 5070. They have 3623 holdings in common, and by portfolio weight the two funds are 49.8% identical. In practical terms the pair is moderately overlapping; they share a meaningful core, but each fund adds distinct exposure.
- Overlap by Weight
- 49.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 3623SCHZ holds 12081 · BKAG holds 5070
- Weight in Shared Holdings
- SCHZ 61%·BKAG 77%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in SCHZ
8458 of 12081 positions (37.7% of the fund) are not held by BKAG. Showing the top 30 by weight.
- Uniform Mortgage-Backed Security, TBA0.34%
- Uniform Mortgage-Backed Security, TBA0.28%
- U.S. Treasury Notes0.25%
- U.S. Treasury Notes0.24%
- Uniform Mortgage-Backed Security, TBA0.22%
- U.S. Treasury Notes0.22%
Only in BKAG
1447 of 5070 positions (21.6% of the fund) are not held by SCHZ. Showing the top 30 by weight.
- U.S. Treasury Notes0.33%
- Uniform Mortgage-Backed Securities, TBA0.26%
- U.S. Treasury Notes/Bonds0.24%
- Uniform Mortgage-Backed Securities, TBA0.23%
- G2-30YR-Multi0.22%
- U.S. Treasury Notes0.22%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| SCHZ | -0.2% | +0.1% | +2.5% | +4.2% | -0.2% | +1.4% | 4.20% |
| BKAG | -0.6% | -0.3% | +2.1% | +4.1% | -0.3% | — | 3.94% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in SCHZ vs BKAG →
Shared Holdings(3623)
The top 10 shared positions account for 7% of the overlap, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes.
| U.S. Treasury Notes | 0.39% | 0.47% | 0.39% |
|---|---|---|---|
| U.S. Treasury Notes | 0.38% | 0.44% | 0.38% |
| U.S. Treasury Notes | 0.38% | 0.56% | 0.38% |
| U.S. Treasury Notes | 0.37% | 0.40% | 0.37% |
| U.S. Treasury Notes | 0.36% | 0.43% | 0.36% |
| U.S. Treasury Notes | 0.44% | 0.34% | 0.34% |
| U.S. Treasury Notes | 0.32% | 0.39% | 0.32% |
| U.S. Treasury Notes | 0.34% | 0.31% | 0.31% |
| U.S. Treasury Notes | 0.31% | 0.38% | 0.31% |
| U.S. Treasury Notes | 0.30% | 0.32% | 0.30% |
| U.S. Treasury Notes | 0.36% | 0.30% | 0.30% |
| U.S. Treasury Notes | 0.38% | 0.29% | 0.29% |
| U.S. Treasury Notes | 0.31% | 0.28% | 0.28% |
| U.S. Treasury Notes | 0.28% | 0.29% | 0.28% |
| U.S. Treasury Notes | 0.38% | 0.27% | 0.27% |
| U.S. Treasury Notes | 0.27% | 0.27% | 0.27% |
| U.S. Treasury Notes | 0.27% | 0.40% | 0.27% |
| U.S. Treasury Notes | 0.29% | 0.27% | 0.27% |
| U.S. Treasury Notes | 0.27% | 0.28% | 0.27% |
| U.S. Treasury Notes | 0.31% | 0.26% | 0.26% |
| U.S. Treasury Notes | 0.28% | 0.25% | 0.25% |
| U.S. Treasury Notes | 0.26% | 0.25% | 0.25% |
| U.S. Treasury Notes | 0.28% | 0.24% | 0.24% |
| U.S. Treasury Notes | 0.24% | 0.27% | 0.24% |
| U.S. Treasury Notes/Bonds | 0.24% | 0.23% | 0.23% |
Showing the top 250 of 3623 shared holdings by overlap weight.
Frequently Asked Questions
How much do SCHZ and BKAG overlap?
SCHZ and BKAG overlap by 49.8% of portfolio weight. They share 3623 holdings (SCHZ holds 12081 positions and BKAG holds 5070), based on each fund's latest SEC-reported holdings.
Is it redundant to own both SCHZ and BKAG?
The two portfolios are 49.8% identical by weight. Owning both is defensible: they share a meaningful core, but each fund adds exposure the other lacks.
What are the biggest shared holdings of SCHZ and BKAG?
The largest positions held by both funds are U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. Together the top 10 shared positions account for 7% of the total overlap.
What does SCHZ own that BKAG doesn't?
8458 positions (37.7% of SCHZ) are unique to SCHZ, led by Uniform Mortgage-Backed Security, TBA, Uniform Mortgage-Backed Security, TBA and U.S. Treasury Notes. In the other direction, 1447 positions (21.6% of BKAG) are unique to BKAG.