SCHZ vs VCIT: Holdings Overlap
SCHZSchwab U.S. Aggregate Bond ETF
Schwab · 12081 holdings · $10.5B · as of 2026-03-31
VCITVanguard Intermediate-term Corporate Bond Index Fund
Vanguard · 2302 holdings · $67.6B · as of 2026-05-31
Holdings snapshots are 61 days apart (SCHZ: 2026-03-31, VCIT: 2026-05-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are SCHZ and VCIT?
Schwab U.S. Aggregate Bond ETF (SCHZ, by Schwab) holds 12081 positions; Vanguard Intermediate-term Corporate Bond Index Fund (VCIT, by Vanguard) holds 2302. They have 2014 holdings in common, and by portfolio weight the two funds are 6.0% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 6.0%Sum of the smaller weight of each shared holding
- Shared Holdings
- 2014SCHZ holds 12081 · VCIT holds 2302
- Weight in Shared Holdings
- SCHZ 6%·VCIT 90%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in SCHZ
10067 of 12081 positions (92.4% of the fund) are not held by VCIT. Showing the top 30 by weight.
- U.S. Treasury Notes0.44%
- U.S. Treasury Notes0.39%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
Only in VCIT
288 of 2302 positions (9.0% of the fund) are not held by SCHZ. Showing the top 30 by weight.
- Amazon.com, Inc.0.30%
- Morgan Stanley0.21%
- Salesforce, Inc.0.21%
- JPMorgan Chase & Co.0.19%
- U.S. Treasury Notes0.18%
- Goldman Sachs Group, Inc. (The)0.18%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| SCHZ | -0.2% | +0.1% | +2.5% | +4.2% | -0.2% | +1.4% | 4.20% |
| VCIT | -0.2% | -0.0% | +2.8% | +6.0% | +0.9% | +2.7% | 4.87% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in SCHZ vs VCIT →
Shared Holdings(2014)
The top 10 shared positions account for 3% of the overlap, led by Meta Platforms, Inc., Bank of America Corp. and Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc.
| Meta Platforms, Inc. | 0.02% | 0.27% | 0.02% |
|---|---|---|---|
| Bank of America Corp. | 0.02% | 0.27% | 0.02% |
| Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc | 0.02% | 0.27% | 0.02% |
| Bank of America Corp. | 0.02% | 0.14% | 0.02% |
| Bank of America Corp. | 0.02% | 0.20% | 0.02% |
| Pfizer Investment Enterprises Pte. Ltd. | 0.02% | 0.27% | 0.02% |
| Oracle Corp. | 0.01% | 0.27% | 0.01% |
| Amgen, Inc. | 0.01% | 0.23% | 0.01% |
| JPMORGAN CHASE and CO 4.912%/VAR 07/25/2033 | 0.01% | 0.25% | 0.01% |
| Goldman Sachs Group, Inc. (The) | 0.01% | 0.23% | 0.01% |
| WELLS FARGO and CO NEW 4.897%/VAR 07/25/2033 | 0.01% | 0.12% | 0.01% |
| Wells Fargo & Co. | 0.01% | 0.18% | 0.01% |
| JPMorgan Chase & Co. | 0.01% | 0.24% | 0.01% |
| JPMorgan Chase & Co. | 0.01% | 0.23% | 0.01% |
| Bank of America Corp. | 0.01% | 0.14% | 0.01% |
| Bank of America Corp. | 0.01% | 0.22% | 0.01% |
| Meta Platforms, Inc. | 0.01% | 0.15% | 0.01% |
| Alphabet, Inc. | 0.01% | 0.24% | 0.01% |
| Bank of America Corp. | 0.01% | 0.21% | 0.01% |
| Morgan Stanley | 0.01% | 0.16% | 0.01% |
| Meta Platforms, Inc. | 0.01% | 0.15% | 0.01% |
| Wells Fargo & Co. | 0.01% | 0.16% | 0.01% |
| Oracle Corp. | 0.01% | 0.20% | 0.01% |
| JPMORGAN CHASE and CO 4.898%/VAR 01/22/2037 | 0.01% | 0.17% | 0.01% |
| Abbott Laboratories | 0.01% | 0.18% | 0.01% |
Showing the top 250 of 2014 shared holdings by overlap weight.
Frequently Asked Questions
How much do SCHZ and VCIT overlap?
SCHZ and VCIT overlap by 6.0% of portfolio weight. They share 2014 holdings (SCHZ holds 12081 positions and VCIT holds 2302), based on each fund's latest SEC-reported holdings.
Is it redundant to own both SCHZ and VCIT?
The two portfolios are 6.0% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of SCHZ and VCIT?
The largest positions held by both funds are Meta Platforms, Inc., Bank of America Corp., Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, Bank of America Corp. and Bank of America Corp.. Together the top 10 shared positions account for 3% of the total overlap.
What does SCHZ own that VCIT doesn't?
10067 positions (92.4% of SCHZ) are unique to SCHZ, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 288 positions (9.0% of VCIT) are unique to VCIT.