SCHZ vs VCSH: Holdings Overlap
SCHZSchwab U.S. Aggregate Bond ETF
Schwab · 12081 holdings · $10.5B · as of 2026-03-31
VCSHVanguard Short-term Corporate Bond Index Fund
Vanguard · 3000 holdings · $45.0B · as of 2026-05-31
Holdings snapshots are 61 days apart (SCHZ: 2026-03-31, VCSH: 2026-05-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are SCHZ and VCSH?
Schwab U.S. Aggregate Bond ETF (SCHZ, by Schwab) holds 12081 positions; Vanguard Short-term Corporate Bond Index Fund (VCSH, by Vanguard) holds 3000. They have 2680 holdings in common, and by portfolio weight the two funds are 8.0% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 8.0%Sum of the smaller weight of each shared holding
- Shared Holdings
- 2680SCHZ holds 12081 · VCSH holds 3000
- Weight in Shared Holdings
- SCHZ 8%·VCSH 89%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in SCHZ
9401 of 12081 positions (90.1% of the fund) are not held by VCSH. Showing the top 30 by weight.
- U.S. Treasury Notes0.44%
- U.S. Treasury Notes0.39%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
Only in VCSH
320 of 3000 positions (8.4% of the fund) are not held by SCHZ. Showing the top 30 by weight.
- US TREASURY N/B0.83%
- JPMorgan Chase & Co.0.18%
- Amazon.com, Inc.0.15%
- Goldman Sachs Group, Inc. (The)0.15%
- Morgan Stanley0.15%
- Goldman Sachs Group, Inc. (The)0.13%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| SCHZ | -0.2% | +0.1% | +2.5% | +4.2% | -0.2% | +1.4% | 4.20% |
| VCSH | +0.3% | +1.2% | +3.4% | +5.5% | +2.4% | +2.7% | 4.46% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in SCHZ vs VCSH →
Shared Holdings(2680)
The top 10 shared positions account for 2% of the overlap, led by T-Mobile USA, Inc., Bank of America Corp. and AbbVie, Inc..
| T-Mobile USA, Inc. | 0.02% | 0.19% | 0.02% |
|---|---|---|---|
| Bank of America Corp. | 0.02% | 0.23% | 0.02% |
| AbbVie, Inc. | 0.02% | 0.21% | 0.02% |
| CVS Health Corp. | 0.02% | 0.20% | 0.02% |
| WELLS FARGO and CO NEW 5.574%/VAR 07/25/2029 | 0.01% | 0.18% | 0.01% |
| Goldman Sachs Group, Inc. (The) | 0.01% | 0.03% | 0.01% |
| Pfizer Investment Enterprises Pte. Ltd. | 0.01% | 0.17% | 0.01% |
| Bank of America Corp. | 0.01% | 0.16% | 0.01% |
| Deutsche Telekom International Finance BV | 0.01% | 0.14% | 0.01% |
| Boeing Co. (The) | 0.01% | 0.19% | 0.01% |
| Amgen, Inc. | 0.01% | 0.17% | 0.01% |
| Meta Platforms, Inc. | 0.01% | 0.13% | 0.01% |
| WELLS FARGO and CO NEW 5.15%/VAR 04/23/2031 | 0.01% | 0.11% | 0.01% |
| Citigroup, Inc. | 0.01% | 0.15% | 0.01% |
| Verizon Communications, Inc. | 0.01% | 0.12% | 0.01% |
| Morgan Stanley | 0.01% | 0.05% | 0.01% |
| Goldman Sachs Group, Inc. (The) | 0.01% | 0.13% | 0.01% |
| Morgan Stanley | 0.01% | 0.05% | 0.01% |
| Amazon.com, Inc. | 0.01% | 0.14% | 0.01% |
| Bank of America Corp. | 0.01% | 0.16% | 0.01% |
| Verizon Communications, Inc. | 0.01% | 0.14% | 0.01% |
| Goldman Sachs Group, Inc. (The) | 0.01% | 0.09% | 0.01% |
| Cigna Group (The) | 0.01% | 0.16% | 0.01% |
| Oracle Corp. | 0.01% | 0.16% | 0.01% |
| JPMorgan Chase & Co. | 0.01% | 0.15% | 0.01% |
Showing the top 250 of 2680 shared holdings by overlap weight.
Frequently Asked Questions
How much do SCHZ and VCSH overlap?
SCHZ and VCSH overlap by 8.0% of portfolio weight. They share 2680 holdings (SCHZ holds 12081 positions and VCSH holds 3000), based on each fund's latest SEC-reported holdings.
Is it redundant to own both SCHZ and VCSH?
The two portfolios are 8.0% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of SCHZ and VCSH?
The largest positions held by both funds are T-Mobile USA, Inc., Bank of America Corp., AbbVie, Inc., CVS Health Corp. and WELLS FARGO and CO NEW 5.574%/VAR 07/25/2029. Together the top 10 shared positions account for 2% of the total overlap.
What does SCHZ own that VCSH doesn't?
9401 positions (90.1% of SCHZ) are unique to SCHZ, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 320 positions (8.4% of VCSH) are unique to VCSH.