VCIT vs SCHI: Holdings Overlap
VCITVanguard Intermediate-term Corporate Bond Index Fund
Vanguard · 2302 holdings · $67.6B · as of 2026-05-31
SCHISchwab 5-10 Year Corporate Bond ETF
Schwab · 2327 holdings · $11.4B · as of 2026-03-31
Holdings snapshots are 61 days apart (VCIT: 2026-05-31, SCHI: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VCIT and SCHI?
Vanguard Intermediate-term Corporate Bond Index Fund (VCIT, by Vanguard) holds 2302 positions; Schwab 5-10 Year Corporate Bond ETF (SCHI, by Schwab) holds 2327. They have 2089 holdings in common, and by portfolio weight the two funds are 73.8% identical. In practical terms the pair is heavily overlapping, with largely the same stocks driving both funds.
- Overlap by Weight
- 73.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 2089VCIT holds 2302 · SCHI holds 2327
- Weight in Shared Holdings
- VCIT 91%·SCHI 90%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VCIT
213 of 2302 positions (7.4% of the fund) are not held by SCHI. Showing the top 30 by weight.
- Amazon.com, Inc.0.30%
- Morgan Stanley0.21%
- Salesforce, Inc.0.21%
- JPMorgan Chase & Co.0.19%
- Amazon.com, Inc.0.19%
- U.S. Treasury Notes0.18%
Only in SCHI
238 of 2327 positions (8.3% of the fund) are not held by VCIT. Showing the top 30 by weight.
- Bank of America Corp0.19%
- Goldman Sachs Group Inc/The0.16%
- Verizon Communications Inc0.15%
- JPMorgan Chase & Co0.15%
- Oracle Corp0.13%
- Orange SA0.13%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VCIT | -0.2% | -0.0% | +2.8% | +6.0% | +0.9% | +2.7% | 4.87% |
| SCHI | -0.2% | +0.1% | +2.9% | +6.1% | +0.9% | — | 5.10% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VCIT vs SCHI →
Shared Holdings(2089)
The top 10 shared positions account for 3% of the overlap, led by Meta Platforms, Inc., Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc and Bank of America Corp..
| Meta Platforms, Inc. | 0.27% | 0.30% | 0.27% |
|---|---|---|---|
| Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc | 0.27% | 0.24% | 0.24% |
| Bank of America Corp. | 0.27% | 0.23% | 0.23% |
| Pfizer Investment Enterprises Pte. Ltd. | 0.27% | 0.23% | 0.23% |
| Oracle Corp. | 0.27% | 0.22% | 0.22% |
| JPMorgan Chase & Co. | 0.24% | 0.21% | 0.21% |
| JPMORGAN CHASE and CO 4.912%/VAR 07/25/2033 | 0.25% | 0.21% | 0.21% |
| Goldman Sachs Group, Inc. (The) | 0.23% | 0.21% | 0.21% |
| Amgen, Inc. | 0.23% | 0.20% | 0.20% |
| Bank of America Corp. | 0.20% | 0.24% | 0.20% |
| Alphabet, Inc. | 0.24% | 0.20% | 0.20% |
| JPMorgan Chase & Co. | 0.23% | 0.19% | 0.19% |
| Bank of America Corp. | 0.22% | 0.18% | 0.18% |
| Verizon Communications, Inc. | 0.18% | 0.19% | 0.18% |
| Wells Fargo & Co. | 0.18% | 0.20% | 0.18% |
| Oracle Corp. | 0.20% | 0.18% | 0.18% |
| Bank of America Corp. | 0.21% | 0.17% | 0.17% |
| Wells Fargo & Co. | 0.20% | 0.17% | 0.17% |
| Goldman Sachs Group, Inc. (The) | 0.18% | 0.17% | 0.17% |
| JPMORGAN CHASE and CO 5.572%/VAR 04/22/2036 | 0.19% | 0.17% | 0.17% |
| JPMorgan Chase & Co. | 0.18% | 0.17% | 0.17% |
| Goldman Sachs Group, Inc. (The) | 0.19% | 0.16% | 0.16% |
| Wells Fargo & Co. | 0.20% | 0.16% | 0.16% |
| Bank of America Corp. | 0.20% | 0.16% | 0.16% |
| Morgan Stanley | 0.16% | 0.18% | 0.16% |
Showing the top 250 of 2089 shared holdings by overlap weight.
Frequently Asked Questions
How much do VCIT and SCHI overlap?
VCIT and SCHI overlap by 73.8% of portfolio weight. They share 2089 holdings (VCIT holds 2302 positions and SCHI holds 2327), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VCIT and SCHI?
The two portfolios are 73.8% identical by weight. Owning both mostly doubles down on the shared core rather than diversifying: the same large positions drive both funds.
What are the biggest shared holdings of VCIT and SCHI?
The largest positions held by both funds are Meta Platforms, Inc., Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, Bank of America Corp., Pfizer Investment Enterprises Pte. Ltd. and Oracle Corp.. Together the top 10 shared positions account for 3% of the total overlap.
What does VCIT own that SCHI doesn't?
213 positions (7.4% of VCIT) are unique to VCIT, led by Amazon.com, Inc., Morgan Stanley and Salesforce, Inc.. In the other direction, 238 positions (8.3% of SCHI) are unique to SCHI.