VCLT vs SCHZ: Holdings Overlap
VCLTVanguard Long-term Corporate Bond Index Fund
Vanguard · 2775 holdings · $8.9B · as of 2026-05-31
SCHZSchwab U.S. Aggregate Bond ETF
Schwab · 12081 holdings · $10.5B · as of 2026-03-31
Holdings snapshots are 61 days apart (VCLT: 2026-05-31, SCHZ: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VCLT and SCHZ?
Vanguard Long-term Corporate Bond Index Fund (VCLT, by Vanguard) holds 2775 positions; Schwab U.S. Aggregate Bond ETF (SCHZ, by Schwab) holds 12081. They have 2655 holdings in common, and by portfolio weight the two funds are 6.5% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 6.5%Sum of the smaller weight of each shared holding
- Shared Holdings
- 2655VCLT holds 2775 · SCHZ holds 12081
- Weight in Shared Holdings
- VCLT 94%·SCHZ 7%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VCLT
120 of 2775 positions (3.9% of the fund) are not held by SCHZ. Showing the top 30 by weight.
- Amazon.com, Inc.0.26%
- Meta Platforms Inc0.16%
- Amazon.com, Inc.0.14%
- US TREASURY N/B0.13%
- Amazon.com, Inc.0.13%
- Baker Hughes Holdings LLC / Baker Hughes Co-Obligor Inc0.12%
Only in SCHZ
9426 of 12081 positions (91.5% of the fund) are not held by VCLT. Showing the top 30 by weight.
- U.S. Treasury Notes0.44%
- U.S. Treasury Notes0.39%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
- U.S. Treasury Notes0.38%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VCLT | -1.6% | -1.5% | +0.6% | +4.1% | -3.1% | +1.7% | 5.64% |
| SCHZ | -0.2% | +0.1% | +2.5% | +4.2% | -0.2% | +1.4% | 4.20% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VCLT vs SCHZ →
Shared Holdings(2655)
The top 10 shared positions account for 4% of the overlap, led by U.S. Treasury Notes, Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc and U.S. Treasury Bonds.
| U.S. Treasury Notes | 0.08% | 0.17% | 0.08% |
|---|---|---|---|
| Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc | 0.37% | 0.02% | 0.02% |
| U.S. Treasury Bonds | 0.02% | 0.08% | 0.02% |
| CVS Health Corp. | 0.33% | 0.02% | 0.02% |
| Goldman Sachs Group, Inc. (The) | 0.21% | 0.02% | 0.02% |
| Meta Platforms, Inc. | 0.28% | 0.02% | 0.02% |
| Pfizer Investment Enterprises Pte. Ltd. | 0.27% | 0.02% | 0.02% |
| Boeing Co. (The) | 0.27% | 0.02% | 0.02% |
| AT&T, Inc. | 0.23% | 0.01% | 0.01% |
| AT&T, Inc. | 0.23% | 0.01% | 0.01% |
| Wells Fargo & Co. | 0.14% | 0.01% | 0.01% |
| AbbVie, Inc. | 0.06% | 0.01% | 0.01% |
| Oracle Corp. | 0.24% | 0.01% | 0.01% |
| CVS Health Corp. | 0.23% | 0.01% | 0.01% |
| AT&T, Inc. | 0.19% | 0.01% | 0.01% |
| Meta Platforms, Inc. | 0.20% | 0.01% | 0.01% |
| Bank of America Corp. | 0.22% | 0.01% | 0.01% |
| Meta Platforms, Inc. | 0.21% | 0.01% | 0.01% |
| Alphabet, Inc. | 0.20% | 0.01% | 0.01% |
| Alphabet, Inc. | 0.17% | 0.01% | 0.01% |
| Amgen, Inc. | 0.16% | 0.01% | 0.01% |
| AT and T INC 3.8% 12/01/2057 | 0.20% | 0.01% | 0.01% |
| Abbott Laboratories | 0.14% | 0.01% | 0.01% |
| Anheuser-Busch InBev Worldwide, Inc. | 0.13% | 0.01% | 0.01% |
| Microsoft Corp. | 0.17% | 0.01% | 0.01% |
Showing the top 250 of 2655 shared holdings by overlap weight.
Frequently Asked Questions
How much do VCLT and SCHZ overlap?
VCLT and SCHZ overlap by 6.5% of portfolio weight. They share 2655 holdings (VCLT holds 2775 positions and SCHZ holds 12081), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VCLT and SCHZ?
The two portfolios are 6.5% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of VCLT and SCHZ?
The largest positions held by both funds are U.S. Treasury Notes, Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, U.S. Treasury Bonds, CVS Health Corp. and Goldman Sachs Group, Inc. (The). Together the top 10 shared positions account for 4% of the total overlap.
What does VCLT own that SCHZ doesn't?
120 positions (3.9% of VCLT) are unique to VCLT, led by Amazon.com, Inc., Meta Platforms Inc and Amazon.com, Inc.. In the other direction, 9426 positions (91.5% of SCHZ) are unique to SCHZ.