VCR vs XRT: Holdings Overlap
VCRVanguard Consumer Discretionary Index Fund
Vanguard · 283 holdings · $6.2B · as of 2026-05-31
XRTState Street® SPDR® S&P® Retail ETF
State Street (SPDR) · 75 holdings · $485M · as of 2026-08-06
Holdings snapshots are 67 days apart (VCR: 2026-05-31, XRT: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VCR and XRT?
Vanguard Consumer Discretionary Index Fund (VCR, by Vanguard) holds 283 positions; State Street® SPDR® S&P® Retail ETF (XRT, by State Street (SPDR)) holds 75. They have 58 holdings in common, and by portfolio weight the two funds are 12.6% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 12.6%Sum of the smaller weight of each shared holding
- Shared Holdings
- 58VCR holds 283 · XRT holds 75
- Weight in Shared Holdings
- VCR 37%·XRT 78%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VCR
225 of 283 positions (63.1% of the fund) are not held by XRT. Showing the top 30 by weight.
Sector Breakdown
| Sector | VCR | XRT |
|---|---|---|
| Consumer Discretionary | 99.6% | 79.2% |
| Consumer Staples | 0.0% | 19.8% |
| Industrials | 0.3% | 0.0% |
| Other Sectors | 0.0% | 0.0% |
| Unclassified | 0.0% | 0.9% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts. “Unclassified” is weight we could not classify (0% of VCR, 1% of XRT).
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VCR | +1.8% | +2.7% | +9.3% | +12.2% | +5.9% | +13.5% | 0.71% |
| XRT | +4.2% | +7.0% | +12.7% | +12.1% | +0.7% | +8.9% | 0.74% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VCR vs XRT →
Shared Holdings(58)
The top 10 shared positions account for 65% of the overlap, led by AMZN, TJX and ROST.
 AMZNAmazon.com, Inc. COM | 24.41% | 1.51% | 1.51% |
|---|---|---|---|
 TJXThe TJX Companies Inc. COM | 2.52% | 1.27% | 1.27% |
 ROSTRoss Stores Inc COM | 1.13% | 1.45% | 1.13% |
 ORLYO'Reilly Automotive Inc. COM | 1.10% | 1.36% | 1.10% |
 EBAYeBay Inc. COM | 0.76% | 1.36% | 0.76% |
 AZOAutozone, Inc. COM | 0.74% | 1.30% | 0.74% |
 CVNACarvana Co., Class A | 0.64% | 1.34% | 0.64% |
 ULTAUlta Beauty Inc COM | 0.37% | 1.51% | 0.37% |
 BURLBurlington Stores Inc. COM | 0.34% | 1.50% | 0.34% |
 BBYBest Buy Co Inc. COM | 0.28% | 1.39% | 0.28% |
 TSCOTractor Supply Co COM | 0.27% | 1.46% | 0.27% |
 DKSDick's Sporting Goods, Inc. COM | 0.27% | 1.22% | 0.27% |
 FIVEFive Below Inc COM | 0.23% | 1.56% | 0.23% |
 MUSAMurphy USA Inc. COM | 0.18% | 1.16% | 0.18% |
 GMEGameStop Corp., Class A | 0.17% | 1.13% | 0.17% |
 LADLithia Motors Incorporated COM | 0.15% | 1.62% | 0.15% |
 KMXCarmax Inc COM | 0.15% | 1.58% | 0.15% |
 ETSYEtsy Inc COM | 0.14% | 1.58% | 0.14% |
 MMacy's, Inc. COM | 0.14% | 1.43% | 0.14% |
 BOOTBoot Barn Holdings Inc COM | 0.13% | 1.31% | 0.13% |
 ANAutoNation, Inc. COM | 0.12% | 1.44% | 0.12% |
 OLLIOllies Bargain Outlet Holdings Inc. COM | 0.12% | 1.31% | 0.12% |
 GAPThe Gap Inc. COM | 0.11% | 1.28% | 0.11% |
 CHWYChewy, Inc., Class A | 0.11% | 1.55% | 0.11% |
 URBNUrban Outfitters Inc. COM | 0.11% | 1.41% | 0.11% |
Frequently Asked Questions
How much do VCR and XRT overlap?
VCR and XRT overlap by 12.6% of portfolio weight. They share 58 holdings (VCR holds 283 positions and XRT holds 75), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VCR and XRT?
The two portfolios are 12.6% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of VCR and XRT?
The largest positions held by both funds are AMZN, TJX, ROST, ORLY and EBAY. Together the top 10 shared positions account for 65% of the total overlap.
What does VCR own that XRT doesn't?
225 positions (63.1% of VCR) are unique to VCR, led by TSLA, HD and MCD. In the other direction, 17 positions (22.2% of XRT) are unique to XRT.