VFH vs XLU: Holdings Overlap
VFHVanguard Financials Index Fund
Vanguard · 411 holdings · $13.9B · as of 2026-05-31
XLUState Street® Utilities Select Sector SPDR® ETF
State Street (SPDR) · 31 holdings · $23.0B · as of 2026-08-06
Holdings snapshots are 67 days apart (VFH: 2026-05-31, XLU: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VFH and XLU?
Vanguard Financials Index Fund (VFH, by Vanguard) holds 411 positions; State Street® Utilities Select Sector SPDR® ETF (XLU, by State Street (SPDR)) holds 31. They have 0 holdings in common, and by portfolio weight the two funds are 0.0% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 0.0%Sum of the smaller weight of each shared holding
- Shared Holdings
- 0VFH holds 411 · XLU holds 31
- Weight in Shared Holdings
- VFH 0%·XLU 0%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VFH
411 of 411 positions (96.3% of the fund) are not held by XLU. Showing the top 30 by weight.
Sector Breakdown
| Sector | VFH | XLU |
|---|---|---|
| Utilities | 0.0% | 99.7% |
| Financials | 96.3% | 0.0% |
| Health Care | 0.1% | 0.0% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VFH | +2.7% | +6.6% | +14.3% | +20.1% | +10.8% | +13.3% | 1.65% |
| XLU | -4.6% | +3.5% | +3.6% | +14.3% | +8.5% | +9.0% | 2.74% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VFH vs XLU →
Shared Holdings(0)
These two funds have no holdings in common.
Frequently Asked Questions
How much do VFH and XLU overlap?
VFH and XLU overlap by 0.0% of portfolio weight. They share 0 holdings (VFH holds 411 positions and XLU holds 31), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VFH and XLU?
The two portfolios are 0.0% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What does VFH own that XLU doesn't?
411 positions (96.3% of VFH) are unique to VFH, led by JPM, BRK-B and MA. In the other direction, 31 positions (99.7% of XLU) are unique to XLU.