VFLO vs XLY: Holdings Overlap
VFLOVictoryShares Free Cash Flow ETF
VictoryShares · 50 holdings · $9.6B · as of 2026-03-31
XLYState Street® Consumer Discretionary Select Sector SPDR® ETF
State Street (SPDR) · 47 holdings · $23.4B · as of 2026-08-06
Holdings snapshots are 128 days apart (VFLO: 2026-03-31, XLY: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VFLO and XLY?
VictoryShares Free Cash Flow ETF (VFLO, by VictoryShares) holds 50 positions; State Street® Consumer Discretionary Select Sector SPDR® ETF (XLY, by State Street (SPDR)) holds 47. They have 8 holdings in common, and by portfolio weight the two funds are 8.2% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 8.2%Sum of the smaller weight of each shared holding
- Shared Holdings
- 8VFLO holds 50 · XLY holds 47
- Weight in Shared Holdings
- VFLO 15%·XLY 10%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VFLO
42 of 50 positions (84.6% of the fund) are not held by XLY. Showing the top 30 by weight.
Sector Breakdown
| Sector | VFLO | XLY |
|---|---|---|
| Consumer Discretionary | 17.9% | 99.9% |
| Information Technology | 30.0% | 0.0% |
| Health Care | 17.6% | 0.0% |
| Energy | 12.8% | 0.0% |
| Industrials | 10.1% | 0.0% |
| Other Sectors | 11.1% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VFLO | +8.6% | +31.3% | +51.6% | +26.1% | — | — | 1.09% |
| XLY | +2.1% | +0.8% | +8.1% | +12.3% | +6.7% | +12.6% | 0.75% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VFLO vs XLY →
Shared Holdings(8)
The top 8 shared positions account for 100% of the overlap, led by BKNG, GM and ABNB.
 BKNGBooking Holdings Inc COM | 2.59% | 3.97% | 2.59% |
|---|---|---|---|
 GMGeneral Motors Company COM | 2.47% | 1.94% | 1.94% |
 ABNBAirbnb, Inc., Class A | 1.99% | 1.57% | 1.57% |
 EXPEExpedia Group Inc COM NEW | 2.70% | 0.87% | 0.87% |
 DECKDeckers Outdoor Corp. COM | 1.42% | 0.34% | 0.34% |
 LVSLas Vegas Sands Corp COM | 1.50% | 0.34% | 0.34% |
 LULULululemon Athletica Inc. COM | 1.13% | 0.32% | 0.32% |
 APTVAptiv PLC COM SHS | 1.16% | 0.24% | 0.24% |
Frequently Asked Questions
How much do VFLO and XLY overlap?
VFLO and XLY overlap by 8.2% of portfolio weight. They share 8 holdings (VFLO holds 50 positions and XLY holds 47), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VFLO and XLY?
The two portfolios are 8.2% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of VFLO and XLY?
The largest positions held by both funds are BKNG, GM, ABNB, EXPE and DECK. Together the top 8 shared positions account for 100% of the total overlap.
What does VFLO own that XLY doesn't?
42 positions (84.6% of VFLO) are unique to VFLO, led by OMC, CI and ACN. In the other direction, 39 positions (90.3% of XLY) are unique to XLY.