VGIT vs SCHR: Holdings Overlap
VGITVanguard Intermediate-term Treasury Index Fund
Vanguard · 103 holdings · $42.5B · as of 2026-05-31
SCHRSchwab Intermediate-Term U.S. Treasury ETF
Schwab · 101 holdings · $13.3B · as of 2026-03-31
Holdings snapshots are 61 days apart (VGIT: 2026-05-31, SCHR: 2026-03-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VGIT and SCHR?
Vanguard Intermediate-term Treasury Index Fund (VGIT, by Vanguard) holds 103 positions; Schwab Intermediate-Term U.S. Treasury ETF (SCHR, by Schwab) holds 101. They have 99 holdings in common, and by portfolio weight the two funds are 93.6% identical. In practical terms the pair is essentially interchangeable, so holding both adds little diversification.
- Overlap by Weight
- 93.6%Sum of the smaller weight of each shared holding
- Shared Holdings
- 99VGIT holds 103 · SCHR holds 101
- Weight in Shared Holdings
- VGIT 96%·SCHR 96%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VGIT
4 of 103 positions (3.0% of the fund) are not held by SCHR.
- U.S. Treasury Notes0.92%
- U.S. Treasury Notes0.91%
- U.S. Treasury Notes0.61%
- U.S. Treasury Notes0.60%
Only in SCHR
2 of 101 positions (3.5% of the fund) are not held by VGIT.
- U.S. Treasury Notes2.80%
- U.S. Treasury Notes0.66%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VGIT | +0.0% | -0.3% | +1.7% | +3.8% | -0.1% | +1.2% | 3.89% |
| SCHR | +0.0% | -0.3% | +1.7% | +3.8% | -0.1% | +1.1% | 3.97% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VGIT vs SCHR →
Shared Holdings(99)
The top 10 shared positions account for 20% of the overlap, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes.
| U.S. Treasury Notes | 1.94% | 1.93% | 1.93% |
|---|---|---|---|
| U.S. Treasury Notes | 1.92% | 1.90% | 1.90% |
| U.S. Treasury Notes | 1.90% | 1.88% | 1.88% |
| U.S. Treasury Notes | 1.89% | 1.88% | 1.88% |
| U.S. Treasury Notes | 1.89% | 1.88% | 1.88% |
| U.S. Treasury Notes | 1.87% | 1.85% | 1.85% |
| U.S. Treasury Notes | 1.83% | 1.84% | 1.83% |
| U.S. Treasury Notes | 1.87% | 1.83% | 1.83% |
| U.S. Treasury Notes | 1.84% | 1.83% | 1.83% |
| U.S. Treasury Notes | 1.68% | 1.66% | 1.66% |
| U.S. Treasury Notes | 1.65% | 1.66% | 1.65% |
| U.S. Treasury Notes | 1.57% | 1.55% | 1.55% |
| U.S. Treasury Notes | 1.60% | 1.54% | 1.54% |
| U.S. Treasury Notes | 1.56% | 1.51% | 1.51% |
| U.S. Treasury Notes | 1.52% | 1.51% | 1.51% |
| U.S. Treasury Notes | 1.52% | 1.49% | 1.49% |
| U.S. Treasury Notes | 1.53% | 1.49% | 1.49% |
| U.S. Treasury Notes | 1.50% | 1.48% | 1.48% |
| U.S. Treasury Notes | 1.47% | 1.45% | 1.45% |
| U.S. Treasury Notes | 1.48% | 1.45% | 1.45% |
| U.S. Treasury Notes | 1.42% | 1.43% | 1.42% |
| U.S. Treasury Notes | 1.45% | 1.41% | 1.41% |
| U.S. Treasury Notes | 1.36% | 1.45% | 1.36% |
| U.S. Treasury Notes | 1.12% | 1.15% | 1.12% |
| U.S. Treasury Notes | 1.14% | 1.11% | 1.11% |
Frequently Asked Questions
How much do VGIT and SCHR overlap?
VGIT and SCHR overlap by 93.6% of portfolio weight. They share 99 holdings (VGIT holds 103 positions and SCHR holds 101), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VGIT and SCHR?
The two portfolios are 93.6% identical by weight. Owning both is largely redundant: they are close to the same portfolio, so a second position mostly duplicates the first.
What are the biggest shared holdings of VGIT and SCHR?
The largest positions held by both funds are U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. Together the top 10 shared positions account for 20% of the total overlap.
What does VGIT own that SCHR doesn't?
4 positions (3.0% of VGIT) are unique to VGIT, led by U.S. Treasury Notes, U.S. Treasury Notes and U.S. Treasury Notes. In the other direction, 2 positions (3.5% of SCHR) are unique to SCHR.