VTI vs SPY: Holdings Overlap
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
SPYState Street® SPDR® S&P 500® ETF Trust
State Street (SPDR) · 504 holdings · $812.0B · as of 2026-08-06
Holdings snapshots are 128 days apart (VTI: 2026-03-31, SPY: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VTI and SPY?
Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505 positions; State Street® SPDR® S&P 500® ETF Trust (SPY, by State Street (SPDR)) holds 504. They have 495 holdings in common, and by portfolio weight the two funds are 84.1% identical. In practical terms the pair is heavily overlapping, with largely the same stocks driving both funds.
- Overlap by Weight
- 84.1%Sum of the smaller weight of each shared holding
- Shared Holdings
- 495VTI holds 3505 · SPY holds 504
- Weight in Shared Holdings
- VTI 87%·SPY 99%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VTI
3010 of 3505 positions (12.8% of the fund) are not held by SPY. Showing the top 30 by weight.
Sector Breakdown
| Sector | VTI | SPY |
|---|---|---|
| Information Technology | 30.5% | 37.6% |
| Financials | 12.7% | 12.3% |
| Industrials | 10.4% | 8.8% |
| Health Care | 10.0% | 8.9% |
| Consumer Discretionary | 9.8% | 9.3% |
| Other Sectors | 26.0% | 23.1% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
| SPY | +3.4% | +14.0% | +23.7% | +21.2% | +13.3% | +15.3% | 0.97% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VTI vs SPY →
Shared Holdings(495)
The top 10 shared positions account for 38% of the overlap, led by NVDA, AAPL and MSFT.
 NVDANVIDIA Corp. COM | 6.42% | 8.00% | 6.42% |
|---|---|---|---|
 AAPLApple Inc. COM | 5.94% | 6.92% | 5.94% |
 MSFTMicrosoft Corp. COM | 4.38% | 5.60% | 4.38% |
 AMZNAmazon.com, Inc. COM | 3.21% | 4.02% | 3.21% |
 GOOGLAlphabet Inc. CAP STK CL A | 2.67% | 3.16% | 2.67% |
 AVGOBroadcom Inc COM | 2.34% | 3.00% | 2.34% |
 GOOGAlphabet Inc. CAP STK CL C | 2.11% | 2.54% | 2.11% |
 METAMeta Platforms, Inc., Class A | 2.00% | 1.95% | 1.95% |
 BRK-BBerkshire Hathaway, Inc., Class B | 1.37% | 1.45% | 1.37% |
 TSLATesla Inc COM | 1.67% | 1.36% | 1.36% |
 LLYEli Lilly & Co. COM | 1.25% | 1.42% | 1.25% |
 JPMJPMorgan Chase & Co. COM | 1.19% | 1.44% | 1.19% |
 JNJJohnson & Johnson COM | 0.94% | 0.93% | 0.93% |
 VVisa, Inc., Class A | 0.79% | 0.93% | 0.79% |
 WMTWalmart Inc COM | 0.87% | 0.74% | 0.74% |
 MAMasterCard Incorporated CL A | 0.63% | 0.70% | 0.63% |
 COSTCostco Wholesale Corporation COM | 0.71% | 0.63% | 0.63% |
 ABBVAbbVie Inc. COM | 0.61% | 0.65% | 0.61% |
 MUMicron Technology Inc. COM | 0.61% | 1.50% | 0.61% |
 CVXChevron Corp. COM | 0.63% | 0.53% | 0.53% |
 AMDAdvanced Micro Devices Inc. COM | 0.53% | 1.20% | 0.53% |
 CATCaterpillar Inc COM | 0.53% | 0.59% | 0.53% |
 HDHome Depot, Inc. (The) | 0.52% | 0.52% | 0.52% |
 PGThe Procter & Gamble Co. COM | 0.54% | 0.52% | 0.52% |
 PLTRPalantir Technologies, Inc., Class A | 0.51% | 0.54% | 0.51% |
Showing the top 250 of 495 shared holdings by overlap weight.
Frequently Asked Questions
How much do VTI and SPY overlap?
VTI and SPY overlap by 84.1% of portfolio weight. They share 495 holdings (VTI holds 3505 positions and SPY holds 504), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VTI and SPY?
The two portfolios are 84.1% identical by weight. Owning both mostly doubles down on the shared core rather than diversifying: the same large positions drive both funds.
What are the biggest shared holdings of VTI and SPY?
The largest positions held by both funds are NVDA, AAPL, MSFT, AMZN and GOOGL. Together the top 10 shared positions account for 38% of the total overlap.
What does VTI own that SPY doesn't?
3010 positions (12.8% of VTI) are unique to VTI, led by XOM, HON and NET. In the other direction, 9 positions (1.4% of SPY) are unique to SPY.