VTI vs XHB: Holdings Overlap
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
XHBState Street® SPDR® S&P® Homebuilders ETF
State Street (SPDR) · 33 holdings · $1.5B · as of 2026-08-06
Holdings snapshots are 128 days apart (VTI: 2026-03-31, XHB: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VTI and XHB?
Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505 positions; State Street® SPDR® S&P® Homebuilders ETF (XHB, by State Street (SPDR)) holds 33. They have 33 holdings in common, and by portfolio weight the two funds are 1.5% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 1.5%Sum of the smaller weight of each shared holding
- Shared Holdings
- 33VTI holds 3505 · XHB holds 33
- Weight in Shared Holdings
- VTI 2%·XHB 100%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VTI
3472 of 3505 positions (98.1% of the fund) are not held by XHB. Showing the top 30 by weight.
Only in XHB
Every position in XHB is also held by VTI, so it brings nothing the other fund doesn’t already own.
Sector Breakdown
| Sector | VTI | XHB |
|---|---|---|
| Consumer Discretionary | 9.8% | 57.9% |
| Industrials | 10.4% | 41.6% |
| Information Technology | 30.5% | 0.0% |
| Financials | 12.7% | 0.0% |
| Health Care | 10.0% | 0.0% |
| Other Sectors | 26.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
| XHB | +1.3% | +8.1% | +3.6% | +10.1% | +8.8% | +12.8% | 0.71% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VTI vs XHB →
Shared Holdings(33)
The top 10 shared positions account for 83% of the overlap, led by HD, LOW and TT.
 HDHome Depot, Inc. (The) | 0.52% | 3.67% | 0.52% |
|---|---|---|---|
 LOWLowes Companies, Inc. COM | 0.21% | 3.38% | 0.21% |
 TTTrane Technologies PLC COM USD1 | 0.15% | 3.57% | 0.15% |
 JCIJohnson Controls International PLC COM USD1.00 | 0.13% | 3.71% | 0.13% |
 CARRCarrier Global Corporation COM | 0.07% | 3.15% | 0.07% |
 DHID.R. Horton, Inc. COM | 0.06% | 3.33% | 0.06% |
 PHMPulte Group Inc COM | 0.04% | 3.66% | 0.04% |
 WSMWilliams-Sonoma Inc. COM | 0.03% | 4.00% | 0.03% |
 NVRNVR Inc COM | 0.03% | 3.35% | 0.03% |
 LENLennar Corp., Class A | 0.03% | 3.16% | 0.03% |
 SGISomnigroup International Inc. COM | 0.02% | 3.17% | 0.02% |
 LIILennox International Inc. COM | 0.02% | 2.89% | 0.02% |
 CSLCarlisle Companies Incorporated | 0.02% | 3.91% | 0.02% |
 TOLToll Brothers, Inc. COM | 0.02% | 3.65% | 0.02% |
 ALLEAllegion PLC COM USD0.01 | 0.02% | 4.37% | 0.02% |
 MASMasco Corporation COM | 0.02% | 3.57% | 0.02% |
 MODModine Manufacturing Co. COM | 0.02% | 2.50% | 0.02% |
 WMSAdvanced Drainage System Inc COM | 0.02% | 3.84% | 0.02% |
 OCOwens Corning COM | 0.01% | 4.38% | 0.01% |
 BLDRBuilders Firstsource, Inc. COM | 0.01% | 3.25% | 0.01% |
 IBPInstalled Building Products Inc COM | 0.01% | 4.14% | 0.01% |
 AAONAaon Inc COM PAR $0.004 | 0.01% | 2.50% | 0.01% |
 SKYChampion Homes Inc. COM | 0.01% | 3.91% | 0.01% |
 MTHMeritage Homes Corp COM | 0.01% | 3.43% | 0.01% |
 CVCOCavco Industries, Inc. | 0.01% | 3.43% | 0.01% |
Frequently Asked Questions
How much do VTI and XHB overlap?
VTI and XHB overlap by 1.5% of portfolio weight. They share 33 holdings (VTI holds 3505 positions and XHB holds 33), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VTI and XHB?
The two portfolios are 1.5% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What are the biggest shared holdings of VTI and XHB?
The largest positions held by both funds are HD, LOW, TT, JCI and CARR. Together the top 10 shared positions account for 83% of the total overlap.
What does VTI own that XHB doesn't?
3472 positions (98.1% of VTI) are unique to VTI, led by NVDA, AAPL and MSFT. In the other direction, 0 positions (0.0% of XHB) are unique to XHB.