VTI vs XLK: Holdings Overlap
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
XLKState Street® Technology Select Sector SPDR® ETF
State Street (SPDR) · 73 holdings · $122.8B · as of 2026-08-06
Holdings snapshots are 128 days apart (VTI: 2026-03-31, XLK: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VTI and XLK?
Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505 positions; State Street® Technology Select Sector SPDR® ETF (XLK, by State Street (SPDR)) holds 73. They have 72 holdings in common, and by portfolio weight the two funds are 28.8% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 28.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 72VTI holds 3505 · XLK holds 73
- Weight in Shared Holdings
- VTI 29%·XLK 100%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VTI
3433 of 3505 positions (70.9% of the fund) are not held by XLK. Showing the top 30 by weight.
Only in XLK
1 of 73 positions (0.4% of the fund) are not held by VTI.
NXPINXP Semiconductors NV EUR0.200.39%
Sector Breakdown
| Sector | VTI | XLK |
|---|---|---|
| Information Technology | 30.5% | 99.9% |
| Financials | 12.7% | 0.0% |
| Industrials | 10.4% | 0.0% |
| Health Care | 10.0% | 0.0% |
| Consumer Discretionary | 9.8% | 0.0% |
| Other Sectors | 26.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
| XLK | +4.9% | +30.9% | +43.5% | +30.7% | +20.3% | +24.4% | 0.42% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VTI vs XLK →
Shared Holdings(72)
The top 10 shared positions account for 77% of the overlap, led by NVDA, AAPL and MSFT.
 NVDANVIDIA Corp. COM | 6.42% | 14.35% | 6.42% |
|---|---|---|---|
 AAPLApple Inc. COM | 5.94% | 12.41% | 5.94% |
 MSFTMicrosoft Corp. COM | 4.38% | 10.04% | 4.38% |
 AVGOBroadcom Inc COM | 2.34% | 5.39% | 2.34% |
 MUMicron Technology Inc. COM | 0.61% | 3.70% | 0.61% |
 AMDAdvanced Micro Devices Inc. COM | 0.53% | 4.11% | 0.53% |
 PLTRPalantir Technologies, Inc., Class A | 0.51% | 2.36% | 0.51% |
 CSCOCisco Systems, Inc. COM | 0.44% | 3.15% | 0.44% |
 AMATApplied Materials Inc. COM | 0.43% | 2.77% | 0.43% |
 LRCXLam Research Corporation COM NEW | 0.43% | 2.53% | 0.43% |
 ORCLOracle Corp. COM | 0.40% | 1.61% | 0.40% |
 IBMInternational Business Machines Corp. COM | 0.36% | 1.45% | 0.36% |
 KLACKLA Corp. COM NEW | 0.31% | 1.67% | 0.31% |
 INTCIntel Corporation COM | 0.28% | 3.11% | 0.28% |
 TXNTexas Instruments Inc. COM | 0.28% | 1.67% | 0.28% |
 CRMSalesforce Inc. COM | 0.26% | 1.01% | 0.26% |
 APHAmphenol Corporation CL A | 0.25% | 1.39% | 0.25% |
 ADIAnalog Devices Inc. COM | 0.25% | 1.22% | 0.25% |
 QCOMQUALCOMM Inc. COM | 0.22% | 1.12% | 0.22% |
 ANETArista Networks Inc COM SHS | 0.21% | 1.31% | 0.21% |
 PANWPalo Alto Networks Inc COM | 0.21% | 1.93% | 0.21% |
 ACNAccenture PLC CLS'A'USD0.0000225 | 0.19% | 0.69% | 0.19% |
 INTUIntuit Inc COM | 0.19% | 0.59% | 0.19% |
 NOWServicenow Inc COM | 0.17% | 0.80% | 0.17% |
 GLWCorning Incorporated COM | 0.17% | 0.81% | 0.17% |
Frequently Asked Questions
How much do VTI and XLK overlap?
VTI and XLK overlap by 28.8% of portfolio weight. They share 72 holdings (VTI holds 3505 positions and XLK holds 73), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VTI and XLK?
The two portfolios are 28.8% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of VTI and XLK?
The largest positions held by both funds are NVDA, AAPL, MSFT, AVGO and MU. Together the top 10 shared positions account for 77% of the total overlap.
What does VTI own that XLK doesn't?
3433 positions (70.9% of VTI) are unique to VTI, led by AMZN, GOOGL and GOOG. In the other direction, 1 positions (0.4% of XLK) are unique to XLK.