VTI vs XLP: Holdings Overlap
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
XLPState Street® Consumer Staples Select Sector SPDR® ETF
State Street (SPDR) · 34 holdings · $14.7B · as of 2026-08-06
Holdings snapshots are 128 days apart (VTI: 2026-03-31, XLP: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VTI and XLP?
Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505 positions; State Street® Consumer Staples Select Sector SPDR® ETF (XLP, by State Street (SPDR)) holds 34. They have 34 holdings in common, and by portfolio weight the two funds are 4.7% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 4.7%Sum of the smaller weight of each shared holding
- Shared Holdings
- 34VTI holds 3505 · XLP holds 34
- Weight in Shared Holdings
- VTI 5%·XLP 100%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VTI
3471 of 3505 positions (95.0% of the fund) are not held by XLP. Showing the top 30 by weight.
Only in XLP
Every position in XLP is also held by VTI, so it brings nothing the other fund doesn’t already own.
Sector Breakdown
| Sector | VTI | XLP |
|---|---|---|
| Consumer Staples | 5.0% | 99.8% |
| Information Technology | 30.5% | 0.0% |
| Financials | 12.7% | 0.0% |
| Industrials | 10.4% | 0.0% |
| Health Care | 10.0% | 0.0% |
| Other Sectors | 30.8% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
| XLP | +0.3% | +11.0% | +6.4% | +7.1% | +6.5% | +7.4% | 2.58% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VTI vs XLP →
Shared Holdings(34)
The top 10 shared positions account for 81% of the overlap, led by WMT, COST and PG.
 WMTWalmart Inc COM | 0.87% | 10.47% | 0.87% |
|---|---|---|---|
 COSTCostco Wholesale Corporation COM | 0.71% | 8.97% | 0.71% |
 PGThe Procter & Gamble Co. COM | 0.54% | 7.29% | 0.54% |
 KOCoca-Cola Co (The) COM | 0.42% | 7.17% | 0.42% |
 PMPhilip Morris International Inc. COM | 0.41% | 6.24% | 0.41% |
 PEPPepsico Inc COM | 0.34% | 4.33% | 0.34% |
 MOAltria Group, Inc. COM | 0.18% | 4.18% | 0.18% |
 MDLZMondelez International, Inc., Class A | 0.12% | 4.41% | 0.12% |
 CLColgate-Palmolive Co. COM | 0.11% | 4.67% | 0.11% |
 TGTTarget Corp. COM | 0.09% | 4.25% | 0.09% |
 MNSTMonster Beverage Corp COM | 0.08% | 4.27% | 0.08% |
 KRThe Kroger Co. COM | 0.07% | 2.07% | 0.07% |
 ADMArcher-Daniels-Midland Co. COM | 0.06% | 2.37% | 0.06% |
 SYYSysco Corporation COM | 0.05% | 2.56% | 0.05% |
 KDPKeurig Dr Pepper Inc COM | 0.05% | 2.63% | 0.05% |
 KVUEKenvue Inc. COM | 0.05% | 2.34% | 0.05% |
 KMBKimberly-Clark Corporation COM | 0.05% | 2.29% | 0.05% |
 HSYHershey Co. (The) COM | 0.05% | 1.72% | 0.05% |
 CASYCasey'S General Stores Inc. COM | 0.04% | 1.96% | 0.04% |
 DGDollar General Corporation COM | 0.04% | 1.78% | 0.04% |
 CHDChurch & Dwight Co Inc. COM | 0.04% | 1.56% | 0.04% |
 STZConstellation Brands, Inc., Class A | 0.03% | 1.17% | 0.03% |
 DLTRDollar Tree Inc COM | 0.03% | 1.49% | 0.03% |
 GISGeneral Mills, Inc. COM | 0.03% | 1.22% | 0.03% |
 Q23Bunge Global SA COM SHS | 0.03% | 0.94% | 0.03% |
Frequently Asked Questions
How much do VTI and XLP overlap?
VTI and XLP overlap by 4.7% of portfolio weight. They share 34 holdings (VTI holds 3505 positions and XLP holds 34), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VTI and XLP?
The two portfolios are 4.7% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What are the biggest shared holdings of VTI and XLP?
The largest positions held by both funds are WMT, COST, PG, KO and PM. Together the top 10 shared positions account for 81% of the total overlap.
What does VTI own that XLP doesn't?
3471 positions (95.0% of VTI) are unique to VTI, led by NVDA, AAPL and MSFT. In the other direction, 0 positions (0.0% of XLP) are unique to XLP.