VTI vs ZROZ: Holdings Overlap
VTIVanguard Total Stock Market Index Fund
Vanguard · 3505 holdings · $696.4B · as of 2026-03-31
ZROZPIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund
PIMCO · 20 holdings · $1.3B · as of 2026-03-31
How similar are VTI and ZROZ?
Vanguard Total Stock Market Index Fund (VTI, by Vanguard) holds 3505 positions; PIMCO 25+ Year Zero Coupon U.S. Treasury Index Exchange-Traded Fund (ZROZ, by PIMCO) holds 20. They have 0 holdings in common, and by portfolio weight the two funds are 0.0% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 0.0%Sum of the smaller weight of each shared holding
- Shared Holdings
- 0VTI holds 3505 · ZROZ holds 20
- Weight in Shared Holdings
- VTI 0%·ZROZ 0%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VTI
3505 of 3505 positions (99.6% of the fund) are not held by ZROZ. Showing the top 30 by weight.
Only in ZROZ
20 of 20 positions (99.9% of the fund) are not held by VTI.
- STRIP PRINC 02/53 0.000005.89%
- STRIP PRINC 08/52 0.000005.88%
- STRIP PRINC 11/52 0.000005.80%
- STRIP PRINC 02/51 0.000005.77%
- STRIP PRINC 02/52 0.000005.48%
- STRIP PRINC 02/55 0.000005.39%
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VTI | +3.3% | +14.6% | +24.2% | +20.9% | +12.3% | +14.9% | 1.02% |
| ZROZ | -3.6% | -5.8% | -5.8% | -6.0% | -13.9% | -5.2% | 5.51% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VTI vs ZROZ →
Shared Holdings(0)
These two funds have no holdings in common.
Frequently Asked Questions
How much do VTI and ZROZ overlap?
VTI and ZROZ overlap by 0.0% of portfolio weight. They share 0 holdings (VTI holds 3505 positions and ZROZ holds 20), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VTI and ZROZ?
The two portfolios are 0.0% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What does VTI own that ZROZ doesn't?
3505 positions (99.6% of VTI) are unique to VTI, led by NVDA, AAPL and MSFT. In the other direction, 20 positions (99.9% of ZROZ) are unique to ZROZ.