XLF vs IYF: Holdings Overlap
XLFState Street® Financial Select Sector SPDR® ETF
State Street (SPDR) · 77 holdings · $59.1B · as of 2026-08-06
IYFiShares U.S. Financials ETF
iShares · 142 holdings · $4.5B · as of 2026-04-30
Holdings snapshots are 98 days apart (XLF: 2026-08-06, IYF: 2026-04-30). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are XLF and IYF?
State Street® Financial Select Sector SPDR® ETF (XLF, by State Street (SPDR)) holds 77 positions; iShares U.S. Financials ETF (IYF, by iShares) holds 142. They have 63 holdings in common, and by portfolio weight the two funds are 77.6% identical. In practical terms the pair is heavily overlapping, with largely the same stocks driving both funds.
- Overlap by Weight
- 77.6%Sum of the smaller weight of each shared holding
- Shared Holdings
- 63XLF holds 77 · IYF holds 142
- Weight in Shared Holdings
- XLF 80%·IYF 88%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in XLF
14 of 77 positions (20.0% of the fund) are not held by IYF.
Only in IYF
79 of 142 positions (11.6% of the fund) are not held by XLF. Showing the top 30 by weight.
Sector Breakdown
| Sector | XLF | IYF |
|---|---|---|
| Financials | 99.8% | 99.4% |
| Industrials | 0.0% | 0.3% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| XLF | +2.8% | +6.1% | +13.9% | +19.5% | +10.7% | +13.5% | 1.40% |
| IYF | +2.4% | +7.0% | +15.4% | +21.7% | +12.0% | +13.6% | 1.40% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in XLF vs IYF →
Shared Holdings(63)
The top 10 shared positions account for 58% of the overlap, led by BRK-B, JPM and BAC.
 BRK-BBerkshire Hathaway, Inc., Class B | 11.78% | 10.90% | 10.90% |
|---|---|---|---|
 JPMJPMorgan Chase & Co. COM | 11.69% | 10.78% | 10.78% |
 BACBank of America Corp. COM | 5.04% | 4.68% | 4.68% |
 GSGoldman Sachs Group, Inc. (The) | 3.73% | 4.17% | 3.73% |
 WFCWells Fargo & Co. COM | 3.26% | 3.95% | 3.26% |
 MSMorgan Stanley COM NEW | 3.14% | 3.50% | 3.14% |
 CCitigroup Inc. COM NEW | 2.80% | 3.59% | 2.80% |
 SCHWThe Charles Schwab Corporation COM | 2.16% | 2.48% | 2.16% |
 BLKBlackrock Inc. COM | 2.00% | 2.63% | 2.00% |
 CBChubb Ltd. Switzerland ORD CHF24.15 | 1.56% | 1.93% | 1.56% |
 PGRThe Progressive Corporation COM | 1.54% | 1.91% | 1.54% |
 SPGIS&P Global Inc COM | 1.50% | 2.11% | 1.50% |
 BNYThe Bank of New York Mellon Corp. COM | 1.33% | 1.50% | 1.33% |
 PNCPNC Financial Services Group, Inc. (The) | 1.24% | 1.41% | 1.24% |
 BXBlackstone Inc., Class A | 1.21% | 1.51% | 1.21% |
 USBU.S. Bancorp. COM NEW | 1.21% | 1.43% | 1.21% |
 CMECME Group, Inc., Class A | 1.17% | 1.67% | 1.17% |
 MRSHMarsh & McLennan Companies, Inc. COM | 1.14% | 1.32% | 1.14% |
 ICEIntercontinental Exchange Inc COM | 1.04% | 1.46% | 1.04% |
 TRVTravelers Companies, Inc. COM | 1.01% | 1.07% | 1.01% |
 AONAon plc, Class A | 0.94% | 1.06% | 0.94% |
 HOODRobinhood Markets, Inc., Class A | 0.88% | 0.89% | 0.88% |
 KKRKKR & Co. Inc., Class A | 0.88% | 1.15% | 0.88% |
 MCOMoodys Corp. COM | 0.87% | 1.16% | 0.87% |
 ALLThe Allstate Corporation COM | 0.87% | 0.92% | 0.87% |
Frequently Asked Questions
How much do XLF and IYF overlap?
XLF and IYF overlap by 77.6% of portfolio weight. They share 63 holdings (XLF holds 77 positions and IYF holds 142), based on each fund's latest SEC-reported holdings.
Is it redundant to own both XLF and IYF?
The two portfolios are 77.6% identical by weight. Owning both mostly doubles down on the shared core rather than diversifying: the same large positions drive both funds.
What are the biggest shared holdings of XLF and IYF?
The largest positions held by both funds are BRK-B, JPM, BAC, GS and WFC. Together the top 10 shared positions account for 58% of the total overlap.
What does XLF own that IYF doesn't?
14 positions (20.0% of XLF) are unique to XLF, led by V, MA and AXP. In the other direction, 79 positions (11.6% of IYF) are unique to IYF.