XLF vs IYJ: Holdings Overlap
XLFState Street® Financial Select Sector SPDR® ETF
State Street (SPDR) · 77 holdings · $59.1B · as of 2026-08-06
IYJiShares U.S. Industrials ETF
iShares · 196 holdings · $2.0B · as of 2026-04-30
Holdings snapshots are 98 days apart (XLF: 2026-08-06, IYJ: 2026-04-30). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are XLF and IYJ?
State Street® Financial Select Sector SPDR® ETF (XLF, by State Street (SPDR)) holds 77 positions; iShares U.S. Industrials ETF (IYJ, by iShares) holds 196. They have 12 holdings in common, and by portfolio weight the two funds are 18.4% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 18.4%Sum of the smaller weight of each shared holding
- Shared Holdings
- 12XLF holds 77 · IYJ holds 196
- Weight in Shared Holdings
- XLF 20%·IYJ 19%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in XLF
65 of 77 positions (79.9% of the fund) are not held by IYJ. Showing the top 30 by weight.
Sector Breakdown
| Sector | XLF | IYJ |
|---|---|---|
| Financials | 99.8% | 18.9% |
| Industrials | 0.0% | 71.0% |
| Materials | 0.0% | 5.5% |
| Information Technology | 0.0% | 3.9% |
| Health Care | 0.0% | 0.3% |
| Other Sectors | 0.0% | 0.3% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| XLF | +2.8% | +6.1% | +13.9% | +19.5% | +10.7% | +13.5% | 1.40% |
| IYJ | +2.4% | +14.0% | +19.0% | +16.9% | +9.3% | +12.7% | 0.70% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in XLF vs IYJ →
Shared Holdings(12)
The top 10 shared positions account for 98% of the overlap, led by V, MA and AXP.
 VVisa, Inc., Class A | 7.53% | 7.01% | 7.01% |
|---|---|---|---|
 MAMasterCard Incorporated CL A | 5.69% | 5.11% | 5.11% |
 AXPAmerican Express Company COM | 2.23% | 2.20% | 2.20% |
 COFCapital One Financial Corp. COM | 1.68% | 1.48% | 1.48% |
 PYPLPaypal Holdings Inc. COM | 0.65% | 0.59% | 0.59% |
 XYZBlock, Inc., Class A | 0.52% | 0.48% | 0.48% |
 FISVFiserv Inc. COM | 0.35% | 0.42% | 0.35% |
 SYFSynchrony Financial COM | 0.32% | 0.33% | 0.32% |
 FISFidelity National Information Services Inc COM | 0.27% | 0.30% | 0.27% |
 CPAYCorpay Inc COM SHS | 0.32% | 0.26% | 0.26% |
 GPNGlobal Payments Inc COM | 0.25% | 0.21% | 0.21% |
 JKHYHenry Jack & Associates Inc. COM | 0.14% | 0.14% | 0.14% |
Frequently Asked Questions
How much do XLF and IYJ overlap?
XLF and IYJ overlap by 18.4% of portfolio weight. They share 12 holdings (XLF holds 77 positions and IYJ holds 196), based on each fund's latest SEC-reported holdings.
Is it redundant to own both XLF and IYJ?
The two portfolios are 18.4% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of XLF and IYJ?
The largest positions held by both funds are V, MA, AXP, COF and PYPL. Together the top 10 shared positions account for 98% of the total overlap.
What does XLF own that IYJ doesn't?
65 positions (79.9% of XLF) are unique to XLF, led by BRK-B, JPM and BAC. In the other direction, 184 positions (81.3% of IYJ) are unique to IYJ.