XLY vs VCR: Holdings Overlap
XLYState Street® Consumer Discretionary Select Sector SPDR® ETF
State Street (SPDR) · 47 holdings · $23.4B · as of 2026-08-06
VCRVanguard Consumer Discretionary Index Fund
Vanguard · 283 holdings · $6.2B · as of 2026-05-31
Holdings snapshots are 67 days apart (XLY: 2026-08-06, VCR: 2026-05-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are XLY and VCR?
State Street® Consumer Discretionary Select Sector SPDR® ETF (XLY, by State Street (SPDR)) holds 47 positions; Vanguard Consumer Discretionary Index Fund (VCR, by Vanguard) holds 283. They have 47 holdings in common, and by portfolio weight the two funds are 76.5% identical. In practical terms the pair is heavily overlapping, with largely the same stocks driving both funds.
- Overlap by Weight
- 76.5%Sum of the smaller weight of each shared holding
- Shared Holdings
- 47XLY holds 47 · VCR holds 283
- Weight in Shared Holdings
- XLY 100%·VCR 79%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in XLY
Every position in XLY is also held by VCR, so it brings nothing the other fund doesn’t already own.
Only in VCR
236 of 283 positions (20.5% of the fund) are not held by XLY. Showing the top 30 by weight.
Sector Breakdown
| Sector | XLY | VCR |
|---|---|---|
| Consumer Discretionary | 99.9% | 99.6% |
| Industrials | 0.0% | 0.3% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| XLY | +2.1% | +0.8% | +8.1% | +12.3% | +6.7% | +12.6% | 0.75% |
| VCR | +1.8% | +2.7% | +9.3% | +12.2% | +5.9% | +13.5% | 0.71% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in XLY vs VCR →
Shared Holdings(47)
The top 10 shared positions account for 75% of the overlap, led by AMZN, TSLA and HD.
 AMZNAmazon.com, Inc. COM | 25.21% | 24.41% | 24.41% |
|---|---|---|---|
 TSLATesla Inc COM | 14.82% | 17.72% | 14.82% |
 HDHome Depot, Inc. (The) | 5.74% | 4.57% | 4.57% |
 MCDMcDonald's Corp. COM | 4.22% | 2.90% | 2.90% |
 TJXThe TJX Companies Inc. COM | 4.17% | 2.52% | 2.52% |
 BKNGBooking Holdings Inc COM | 3.97% | 1.98% | 1.98% |
 LOWLowes Companies, Inc. COM | 3.02% | 1.77% | 1.77% |
 SBUXStarbucks Corp. COM | 2.96% | 1.67% | 1.67% |
 MARMarriott International, Inc., Class A | 1.95% | 1.28% | 1.28% |
 GMGeneral Motors Company COM | 1.94% | 1.17% | 1.17% |
 HLTHilton Worldwide Holdings Inc COM | 1.81% | 1.14% | 1.14% |
 ROSTRoss Stores Inc COM | 2.02% | 1.13% | 1.13% |
 RCLRoyal Caribbean Group COM USD0.01 | 1.98% | 1.11% | 1.11% |
 ORLYO'Reilly Automotive Inc. COM | 1.91% | 1.10% | 1.10% |
 FFord Motor Company COM | 1.33% | 1.05% | 1.05% |
 DASHDoorDash, Inc., Class A | 1.99% | 0.92% | 0.92% |
 ABNBAirbnb, Inc., Class A | 1.57% | 0.87% | 0.87% |
 NKENIKE, Inc., Class B | 1.25% | 0.84% | 0.84% |
 EBAYeBay Inc. COM | 1.21% | 0.76% | 0.76% |
 AZOAutozone, Inc. COM | 1.25% | 0.74% | 0.74% |
 CMGChipotle Mexican Grill, Inc., Class A | 1.07% | 0.65% | 0.65% |
 CVNACarvana Co., Class A | 1.21% | 0.64% | 0.64% |
 YUMYum! Brands Inc. COM | 1.04% | 0.64% | 0.64% |
 DHID.R. Horton, Inc. COM | 0.95% | 0.60% | 0.60% |
 GRMNGarmin Ltd COM CHF10.00 | 1.22% | 0.59% | 0.59% |
Frequently Asked Questions
How much do XLY and VCR overlap?
XLY and VCR overlap by 76.5% of portfolio weight. They share 47 holdings (XLY holds 47 positions and VCR holds 283), based on each fund's latest SEC-reported holdings.
Is it redundant to own both XLY and VCR?
The two portfolios are 76.5% identical by weight. Owning both mostly doubles down on the shared core rather than diversifying: the same large positions drive both funds.
What are the biggest shared holdings of XLY and VCR?
The largest positions held by both funds are AMZN, TSLA, HD, MCD and TJX. Together the top 10 shared positions account for 75% of the total overlap.
What does XLY own that VCR doesn't?
Nothing. Every position in XLY is also held by VCR. In the other direction, 236 positions (20.5% of VCR) are unique to VCR.