XLY vs XRT: Holdings Overlap
XLYState Street® Consumer Discretionary Select Sector SPDR® ETF
State Street (SPDR) · 47 holdings · $23.4B · as of 2026-08-06
XRTState Street® SPDR® S&P® Retail ETF
State Street (SPDR) · 75 holdings · $485M · as of 2026-08-06
How similar are XLY and XRT?
State Street® Consumer Discretionary Select Sector SPDR® ETF (XLY, by State Street (SPDR)) holds 47 positions; State Street® SPDR® S&P® Retail ETF (XRT, by State Street (SPDR)) holds 75. They have 10 holdings in common, and by portfolio weight the two funds are 10.7% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 10.7%Sum of the smaller weight of each shared holding
- Shared Holdings
- 10XLY holds 47 · XRT holds 75
- Weight in Shared Holdings
- XLY 38%·XRT 14%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in XLY
37 of 47 positions (61.5% of the fund) are not held by XRT. Showing the top 30 by weight.
Only in XRT
65 of 75 positions (86.0% of the fund) are not held by XLY. Showing the top 30 by weight.
Sector Breakdown
| Sector | XLY | XRT |
|---|---|---|
| Consumer Discretionary | 99.9% | 79.2% |
| Consumer Staples | 0.0% | 19.8% |
| Other Sectors | 0.0% | 0.0% |
| Unclassified | 0.0% | 0.9% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts. “Unclassified” is weight we could not classify (0% of XLY, 1% of XRT).
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| XLY | +2.1% | +0.8% | +8.1% | +12.3% | +6.7% | +12.6% | 0.75% |
| XRT | +4.2% | +7.0% | +12.7% | +12.1% | +0.7% | +8.9% | 0.74% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in XLY vs XRT →
Shared Holdings(10)
The top 10 shared positions account for 100% of the overlap, led by AMZN, ROST and ORLY.
 AMZNAmazon.com, Inc. COM | 25.21% | 1.51% | 1.51% |
|---|---|---|---|
 ROSTRoss Stores Inc COM | 2.02% | 1.45% | 1.45% |
 ORLYO'Reilly Automotive Inc. COM | 1.91% | 1.36% | 1.36% |
 TJXThe TJX Companies Inc. COM | 4.17% | 1.27% | 1.27% |
 AZOAutozone, Inc. COM | 1.25% | 1.30% | 1.25% |
 CVNACarvana Co., Class A | 1.21% | 1.34% | 1.21% |
 EBAYeBay Inc. COM | 1.21% | 1.36% | 1.21% |
 ULTAUlta Beauty Inc COM | 0.58% | 1.51% | 0.58% |
 TSCOTractor Supply Co COM | 0.44% | 1.46% | 0.44% |
 BBYBest Buy Co Inc. COM | 0.39% | 1.39% | 0.39% |
Frequently Asked Questions
How much do XLY and XRT overlap?
XLY and XRT overlap by 10.7% of portfolio weight. They share 10 holdings (XLY holds 47 positions and XRT holds 75), based on each fund's latest SEC-reported holdings.
Is it redundant to own both XLY and XRT?
The two portfolios are 10.7% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of XLY and XRT?
The largest positions held by both funds are AMZN, ROST, ORLY, TJX and AZO. Together the top 10 shared positions account for 100% of the total overlap.
What does XLY own that XRT doesn't?
37 positions (61.5% of XLY) are unique to XLY, led by TSLA, HD and MCD. In the other direction, 65 positions (86.0% of XRT) are unique to XRT.