XRT vs XLY: Holdings Overlap
XRTState Street® SPDR® S&P® Retail ETF
State Street (SPDR) · 75 holdings · $485M · as of 2026-08-06
XLYState Street® Consumer Discretionary Select Sector SPDR® ETF
State Street (SPDR) · 47 holdings · $23.4B · as of 2026-08-06
How similar are XRT and XLY?
State Street® SPDR® S&P® Retail ETF (XRT, by State Street (SPDR)) holds 75 positions; State Street® Consumer Discretionary Select Sector SPDR® ETF (XLY, by State Street (SPDR)) holds 47. They have 10 holdings in common, and by portfolio weight the two funds are 10.7% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 10.7%Sum of the smaller weight of each shared holding
- Shared Holdings
- 10XRT holds 75 · XLY holds 47
- Weight in Shared Holdings
- XRT 14%·XLY 38%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in XRT
65 of 75 positions (86.0% of the fund) are not held by XLY. Showing the top 30 by weight.
Sector Breakdown
| Sector | XRT | XLY |
|---|---|---|
| Consumer Discretionary | 79.2% | 99.9% |
| Consumer Staples | 19.8% | 0.0% |
| Other Sectors | 0.0% | 0.0% |
| Unclassified | 0.9% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts. “Unclassified” is weight we could not classify (1% of XRT, 0% of XLY).
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| XRT | +4.2% | +7.0% | +12.7% | +12.1% | +0.7% | +8.9% | 0.74% |
| XLY | +2.1% | +0.8% | +8.1% | +12.3% | +6.7% | +12.6% | 0.75% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in XRT vs XLY →
Shared Holdings(10)
The top 10 shared positions account for 100% of the overlap, led by AMZN, ROST and ORLY.
 AMZNAmazon.com, Inc. COM | 1.51% | 25.21% | 1.51% |
|---|---|---|---|
 ROSTRoss Stores Inc COM | 1.45% | 2.02% | 1.45% |
 ORLYO'Reilly Automotive Inc. COM | 1.36% | 1.91% | 1.36% |
 TJXThe TJX Companies Inc. COM | 1.27% | 4.17% | 1.27% |
 AZOAutozone, Inc. COM | 1.30% | 1.25% | 1.25% |
 CVNACarvana Co., Class A | 1.34% | 1.21% | 1.21% |
 EBAYeBay Inc. COM | 1.36% | 1.21% | 1.21% |
 ULTAUlta Beauty Inc COM | 1.51% | 0.58% | 0.58% |
 TSCOTractor Supply Co COM | 1.46% | 0.44% | 0.44% |
 BBYBest Buy Co Inc. COM | 1.39% | 0.39% | 0.39% |
Frequently Asked Questions
How much do XRT and XLY overlap?
XRT and XLY overlap by 10.7% of portfolio weight. They share 10 holdings (XRT holds 75 positions and XLY holds 47), based on each fund's latest SEC-reported holdings.
Is it redundant to own both XRT and XLY?
The two portfolios are 10.7% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of XRT and XLY?
The largest positions held by both funds are AMZN, ROST, ORLY, TJX and AZO. Together the top 10 shared positions account for 100% of the total overlap.
What does XRT own that XLY doesn't?
65 positions (86.0% of XRT) are unique to XRT, led by REAL, GRPN and ANF. In the other direction, 37 positions (61.5% of XLY) are unique to XLY.