Growth of $10,000 in SCHD
Schwab U.S. Dividend Equity ETF · Schwab
A $10,000 investment compounding at SCHD’s trailing 10-year annualized total return of 12.8% would reach $111,417 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.06% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (14.9%) | At 5-year avg (9.7%) | At 10-year avg (12.8%) |
|---|---|---|---|
| 5 years | $20,052 | $15,879 | $18,270 |
| 10 years | $40,210 | $25,216 | $33,379 |
| 15 years | $80,631 | $40,041 | $60,984 |
| 20 years | $161,684 | $63,583 | $111,417 |
| 25 years | $324,217 | $100,966 | $203,559 |
| 30 years | $650,133 | $160,329 | $371,902 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHD in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHD be worth in 10 years?
Compounding at its trailing 10-year annualized return of 12.8%, $10,000 in SCHD would grow to about $33,379 in 10 years and $111,417 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHD's average annual return?
As of Aug 7, 2026, SCHD's annualized total returns were 14.9% over 3 years, 9.7% over 5 years, 12.8% over 10 years — dividends reinvested, net of its 0.06% expense ratio.