Growth of $10,000 in SCHX
Schwab U.S. Large-Cap ETF · Schwab
A $10,000 investment compounding at SCHX’s trailing 10-year annualized total return of 15.3% would reach $172,121 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (21.2%) | At 5-year avg (12.8%) | At 10-year avg (15.3%) |
|---|---|---|---|
| 5 years | $26,185 | $18,254 | $20,368 |
| 10 years | $68,565 | $33,320 | $41,487 |
| 15 years | $179,536 | $60,822 | $84,503 |
| 20 years | $470,113 | $111,023 | $172,121 |
| 25 years | $1,230,985 | $202,659 | $350,583 |
| 30 years | $3,223,318 | $369,929 | $714,084 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHX in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHX be worth in 10 years?
Compounding at its trailing 10-year annualized return of 15.3%, $10,000 in SCHX would grow to about $41,487 in 10 years and $172,121 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHX's average annual return?
As of Aug 7, 2026, SCHX's annualized total returns were 21.2% over 3 years, 12.8% over 5 years, 15.3% over 10 years — dividends reinvested, net of its 0.03% expense ratio.