KIE vs VFH: Holdings Overlap
KIEState Street® SPDR® S&P® Insurance ETF
State Street (SPDR) · 53 holdings · $660M · as of 2026-08-06
VFHVanguard Financials Index Fund
Vanguard · 411 holdings · $13.9B · as of 2026-05-31
Holdings snapshots are 67 days apart (KIE: 2026-08-06, VFH: 2026-05-31). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are KIE and VFH?
State Street® SPDR® S&P® Insurance ETF (KIE, by State Street (SPDR)) holds 53 positions; Vanguard Financials Index Fund (VFH, by Vanguard) holds 411. They have 53 holdings in common, and by portfolio weight the two funds are 13.7% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 13.7%Sum of the smaller weight of each shared holding
- Shared Holdings
- 53KIE holds 53 · VFH holds 411
- Weight in Shared Holdings
- KIE 100%·VFH 14%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in KIE
Every position in KIE is also held by VFH, so it brings nothing the other fund doesn’t already own.
Only in VFH
358 of 411 positions (82.6% of the fund) are not held by KIE. Showing the top 30 by weight.
Sector Breakdown
| Sector | KIE | VFH |
|---|---|---|
| Financials | 98.3% | 96.3% |
| Health Care | 1.6% | 0.1% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| KIE | +0.2% | +8.3% | +16.0% | +16.1% | +12.6% | +12.3% | 1.51% |
| VFH | +2.7% | +6.6% | +14.3% | +20.1% | +10.8% | +13.3% | 1.65% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in KIE vs VFH →
Shared Holdings(53)
The top 10 shared positions account for 60% of the overlap, led by CB, PGR and MRSH.
 CBChubb Ltd. Switzerland ORD CHF24.15 | 1.79% | 1.40% | 1.40% |
|---|---|---|---|
 PGRThe Progressive Corporation COM | 1.77% | 1.34% | 1.34% |
 MRSHMarsh & McLennan Companies, Inc. COM | 1.94% | 0.94% | 0.94% |
 TRVTravelers Companies, Inc. COM | 2.13% | 0.78% | 0.78% |
 AONAon plc, Class A | 1.80% | 0.78% | 0.78% |
 AFLAflac Incorporated COM | 1.81% | 0.67% | 0.67% |
 ALLThe Allstate Corporation COM | 2.07% | 0.65% | 0.65% |
 AJGArthur J. Gallagher & Co. | 1.92% | 0.62% | 0.62% |
 METMetLife Inc. COM | 1.95% | 0.56% | 0.56% |
 AIGAmerican International Group Inc. COM NEW | 1.79% | 0.48% | 0.48% |
 HIGThe Hartford Insurance Group Inc. COM | 1.87% | 0.43% | 0.43% |
 PRUPrudential Financial, Inc. COM | 1.94% | 0.42% | 0.42% |
 ACGLArch Capital Group Ltd. COM USD0.01 | 1.82% | 0.39% | 0.39% |
 CINFCincinnati Financial Corporation COM | 1.81% | 0.30% | 0.30% |
 WTWWillis Towers Watson Public Limited Company COM USD0.000304635 | 2.16% | 0.29% | 0.29% |
 MKLMarkel Group Inc COM | 1.72% | 0.28% | 0.28% |
 PFGPrincipal Financial Group Inc. COM | 1.77% | 0.27% | 0.27% |
 LLoews Corporation COM | 1.80% | 0.22% | 0.22% |
 BROBrown & Brown Inc COM | 1.98% | 0.20% | 0.20% |
 WRBW.R. Berkley Corporation COM | 1.77% | 0.19% | 0.19% |
 EGEverest Group Ltd COM USD0.01 | 1.85% | 0.16% | 0.16% |
 UNMUnum Group COM | 1.66% | 0.16% | 0.16% |
 RGAReinsurance Group of America, Incorporated COM NEW | 1.93% | 0.16% | 0.16% |
 RNRRenaissancere Holdings Ltd. COM USD1 | 1.84% | 0.16% | 0.16% |
 AIZAssurant Inc. COM | 1.93% | 0.15% | 0.15% |
Frequently Asked Questions
How much do KIE and VFH overlap?
KIE and VFH overlap by 13.7% of portfolio weight. They share 53 holdings (KIE holds 53 positions and VFH holds 411), based on each fund's latest SEC-reported holdings.
Is it redundant to own both KIE and VFH?
The two portfolios are 13.7% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of KIE and VFH?
The largest positions held by both funds are CB, PGR, MRSH, TRV and AON. Together the top 10 shared positions account for 60% of the total overlap.
What does KIE own that VFH doesn't?
Nothing. Every position in KIE is also held by VFH. In the other direction, 358 positions (82.6% of VFH) are unique to VFH.