KIE vs XLF: Holdings Overlap
KIEState Street® SPDR® S&P® Insurance ETF
State Street (SPDR) · 53 holdings · $660M · as of 2026-08-06
XLFState Street® Financial Select Sector SPDR® ETF
State Street (SPDR) · 77 holdings · $59.1B · as of 2026-08-06
How similar are KIE and XLF?
State Street® SPDR® S&P® Insurance ETF (KIE, by State Street (SPDR)) holds 53 positions; State Street® Financial Select Sector SPDR® ETF (XLF, by State Street (SPDR)) holds 77. They have 23 holdings in common, and by portfolio weight the two funds are 13.6% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 13.6%Sum of the smaller weight of each shared holding
- Shared Holdings
- 23KIE holds 53 · XLF holds 77
- Weight in Shared Holdings
- KIE 43%·XLF 14%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in KIE
30 of 53 positions (56.5% of the fund) are not held by XLF.
Only in XLF
54 of 77 positions (86.3% of the fund) are not held by KIE. Showing the top 30 by weight.
Sector Breakdown
| Sector | KIE | XLF |
|---|---|---|
| Financials | 98.3% | 99.8% |
| Health Care | 1.6% | 0.0% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| KIE | +0.2% | +8.3% | +16.0% | +16.1% | +12.6% | +12.3% | 1.51% |
| XLF | +2.8% | +6.1% | +13.9% | +19.5% | +10.7% | +13.5% | 1.40% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in KIE vs XLF →
Shared Holdings(23)
The top 10 shared positions account for 72% of the overlap, led by CB, PGR and MRSH.
 CBChubb Ltd. Switzerland ORD CHF24.15 | 1.79% | 1.56% | 1.56% |
|---|---|---|---|
 PGRThe Progressive Corporation COM | 1.77% | 1.54% | 1.54% |
 MRSHMarsh & McLennan Companies, Inc. COM | 1.94% | 1.14% | 1.14% |
 TRVTravelers Companies, Inc. COM | 2.13% | 1.01% | 1.01% |
 AONAon plc, Class A | 1.80% | 0.94% | 0.94% |
 ALLThe Allstate Corporation COM | 2.07% | 0.87% | 0.87% |
 AJGArthur J. Gallagher & Co. | 1.92% | 0.79% | 0.79% |
 AFLAflac Incorporated COM | 1.81% | 0.71% | 0.71% |
 METMetLife Inc. COM | 1.95% | 0.66% | 0.66% |
 AIGAmerican International Group Inc. COM NEW | 1.79% | 0.52% | 0.52% |
 PRUPrudential Financial, Inc. COM | 1.94% | 0.52% | 0.52% |
 HIGThe Hartford Insurance Group Inc. COM | 1.87% | 0.49% | 0.49% |
 ACGLArch Capital Group Ltd. COM USD0.01 | 1.82% | 0.42% | 0.42% |
 WTWWillis Towers Watson Public Limited Company COM USD0.000304635 | 2.16% | 0.39% | 0.39% |
 CINFCincinnati Financial Corporation COM | 1.81% | 0.34% | 0.34% |
 PFGPrincipal Financial Group Inc. COM | 1.77% | 0.28% | 0.28% |
 WRBW.R. Berkley Corporation COM | 1.77% | 0.26% | 0.26% |
 BROBrown & Brown Inc COM | 1.98% | 0.25% | 0.25% |
 LLoews Corporation COM | 1.80% | 0.24% | 0.24% |
 AIZAssurant Inc. COM | 1.93% | 0.18% | 0.18% |
 EGEverest Group Ltd COM USD0.01 | 1.85% | 0.18% | 0.18% |
 GLGlobe Life Inc COM | 1.92% | 0.18% | 0.18% |
 ERIEErie Indemnity Co., Class A | 1.84% | 0.08% | 0.08% |
Frequently Asked Questions
How much do KIE and XLF overlap?
KIE and XLF overlap by 13.6% of portfolio weight. They share 23 holdings (KIE holds 53 positions and XLF holds 77), based on each fund's latest SEC-reported holdings.
Is it redundant to own both KIE and XLF?
The two portfolios are 13.6% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of KIE and XLF?
The largest positions held by both funds are CB, PGR, MRSH, TRV and AON. Together the top 10 shared positions account for 72% of the total overlap.
What does KIE own that XLF doesn't?
30 positions (56.5% of KIE) are unique to KIE, led by BWIN, SKWD and LNC. In the other direction, 54 positions (86.3% of XLF) are unique to XLF.