VCR vs XHB: Holdings Overlap
VCRVanguard Consumer Discretionary Index Fund
Vanguard · 283 holdings · $6.2B · as of 2026-05-31
XHBState Street® SPDR® S&P® Homebuilders ETF
State Street (SPDR) · 33 holdings · $1.5B · as of 2026-08-06
Holdings snapshots are 67 days apart (VCR: 2026-05-31, XHB: 2026-08-06). Weights and index membership change between snapshots, so the true current overlap is typically higher than shown. For funds tracking the same index, the gap can be 5–15 points.
How similar are VCR and XHB?
Vanguard Consumer Discretionary Index Fund (VCR, by Vanguard) holds 283 positions; State Street® SPDR® S&P® Homebuilders ETF (XHB, by State Street (SPDR)) holds 33. They have 21 holdings in common, and by portfolio weight the two funds are 8.8% identical. In practical terms the pair is lightly overlapping, with most of each portfolio distinct.
- Overlap by Weight
- 8.8%Sum of the smaller weight of each shared holding
- Shared Holdings
- 21VCR holds 283 · XHB holds 33
- Weight in Shared Holdings
- VCR 10%·XHB 58%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in VCR
262 of 283 positions (90.2% of the fund) are not held by XHB. Showing the top 30 by weight.
Sector Breakdown
| Sector | VCR | XHB |
|---|---|---|
| Consumer Discretionary | 99.6% | 57.9% |
| Industrials | 0.3% | 41.6% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| VCR | +1.8% | +2.7% | +9.3% | +12.2% | +5.9% | +13.5% | 0.71% |
| XHB | +1.3% | +8.1% | +3.6% | +10.1% | +8.8% | +12.8% | 0.71% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in VCR vs XHB →
Shared Holdings(21)
The top 10 shared positions account for 91% of the overlap, led by HD, LOW and DHI.
 HDHome Depot, Inc. (The) | 4.57% | 3.67% | 3.67% |
|---|---|---|---|
 LOWLowes Companies, Inc. COM | 1.77% | 3.38% | 1.77% |
 DHID.R. Horton, Inc. COM | 0.60% | 3.33% | 0.60% |
 WSMWilliams-Sonoma Inc. COM | 0.40% | 4.00% | 0.40% |
 PHMPulte Group Inc COM | 0.38% | 3.66% | 0.38% |
 LENLennar Corp., Class A | 0.31% | 3.16% | 0.31% |
 NVRNVR Inc COM | 0.28% | 3.35% | 0.28% |
 SGISomnigroup International Inc. COM | 0.25% | 3.17% | 0.25% |
 TOLToll Brothers, Inc. COM | 0.24% | 3.65% | 0.24% |
 MTHMeritage Homes Corp COM | 0.11% | 3.43% | 0.11% |
 CVCOCavco Industries, Inc. | 0.11% | 3.43% | 0.11% |
 IBPInstalled Building Products Inc COM | 0.10% | 4.14% | 0.10% |
 MHOM/I Homes Inc. COM | 0.10% | 2.23% | 0.10% |
 SKYChampion Homes Inc. COM | 0.10% | 3.91% | 0.10% |
 KBHKB Home COM | 0.09% | 3.66% | 0.09% |
 GRBKGreen Brick Partners Inc. COM | 0.08% | 1.01% | 0.08% |
 CCSCentury Communities Inc COM | 0.06% | 1.41% | 0.06% |
 LGIHLGI Homes Inc COM | 0.06% | 1.25% | 0.06% |
 BZHBeazer Homes USA Inc. COM NEW | 0.04% | 0.87% | 0.04% |
 HOVHovnanian Enterprises, Inc., Class A | 0.03% | 0.70% | 0.03% |
 DFHDream Finders Homes, Inc., Class A | 0.02% | 0.47% | 0.02% |
Frequently Asked Questions
How much do VCR and XHB overlap?
VCR and XHB overlap by 8.8% of portfolio weight. They share 21 holdings (VCR holds 283 positions and XHB holds 33), based on each fund's latest SEC-reported holdings.
Is it redundant to own both VCR and XHB?
The two portfolios are 8.8% identical by weight. Owning both is not redundant. Most of each portfolio is distinct, so the funds can serve different roles.
What are the biggest shared holdings of VCR and XHB?
The largest positions held by both funds are HD, LOW, DHI, WSM and PHM. Together the top 10 shared positions account for 91% of the total overlap.
What does VCR own that XHB doesn't?
262 positions (90.2% of VCR) are unique to VCR, led by AMZN, TSLA and MCD. In the other direction, 12 positions (41.6% of XHB) are unique to XHB.