XLK vs XLF: Holdings Overlap
XLKState Street® Technology Select Sector SPDR® ETF
State Street (SPDR) · 73 holdings · $122.8B · as of 2026-08-06
XLFState Street® Financial Select Sector SPDR® ETF
State Street (SPDR) · 77 holdings · $59.1B · as of 2026-08-06
How similar are XLK and XLF?
State Street® Technology Select Sector SPDR® ETF (XLK, by State Street (SPDR)) holds 73 positions; State Street® Financial Select Sector SPDR® ETF (XLF, by State Street (SPDR)) holds 77. They have 0 holdings in common, and by portfolio weight the two funds are 0.0% identical. In practical terms the pair is essentially distinct, holding almost none of the same securities.
- Overlap by Weight
- 0.0%Sum of the smaller weight of each shared holding
- Shared Holdings
- 0XLK holds 73 · XLF holds 77
- Weight in Shared Holdings
- XLK 0%·XLF 0%Share of each fund's weight in stocks both funds own
Based on each fund's latest official holdings. How is this calculated?
What makes each fund different
Only in XLK
73 of 73 positions (99.9% of the fund) are not held by XLF. Showing the top 30 by weight.
Only in XLF
77 of 77 positions (99.8% of the fund) are not held by XLK. Showing the top 30 by weight.
Sector Breakdown
| Sector | XLK | XLF |
|---|---|---|
| Information Technology | 99.9% | 0.0% |
| Financials | 0.0% | 99.8% |
| Other Sectors | 0.0% | 0.0% |
Share of each fund's portfolio weight by GICS-style sector, compiled from issuer fund data and our own classification of the holdings, not the issuers' published sector charts.
Performance
| Fund | 1M | YTD | 1Y | 3Y (ann.) | 5Y (ann.) | 10Y (ann.) | Yield |
|---|---|---|---|---|---|---|---|
| XLK | +4.9% | +30.9% | +43.5% | +30.7% | +20.3% | +24.4% | 0.42% |
| XLF | +2.8% | +6.1% | +13.9% | +19.5% | +10.7% | +13.5% | 1.40% |
Total returns including dividends, from adjusted daily closes as of 2026-08-07. 3Y/5Y/10Y are annualized. Yield is trailing-12-month distributions over the last close. Past performance does not predict future results.
Project the growth of $10,000 in XLK vs XLF →
Shared Holdings(0)
These two funds have no holdings in common.
Frequently Asked Questions
How much do XLK and XLF overlap?
XLK and XLF overlap by 0.0% of portfolio weight. They share 0 holdings (XLK holds 73 positions and XLF holds 77), based on each fund's latest SEC-reported holdings.
Is it redundant to own both XLK and XLF?
The two portfolios are 0.0% identical by weight. Owning both is genuine diversification: the funds hold almost none of the same securities.
What does XLK own that XLF doesn't?
73 positions (99.9% of XLK) are unique to XLK, led by NVDA, AAPL and MSFT. In the other direction, 77 positions (99.8% of XLF) are unique to XLF.