Growth of $10,000 in BIV
Vanguard Intermediate-term Bond Index Fund · Vanguard
A $10,000 investment compounding at BIV’s trailing 10-year annualized total return of 1.7% would reach $13,954 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (4.6%) | At 5-year avg (-0.1%) | At 10-year avg (1.7%) |
|---|---|---|---|
| 5 years | $12,528 | $9,970 | $10,869 |
| 10 years | $15,694 | $9,940 | $11,813 |
| 15 years | $19,661 | $9,910 | $12,839 |
| 20 years | $24,630 | $9,881 | $13,954 |
| 25 years | $30,855 | $9,851 | $15,167 |
| 30 years | $38,654 | $9,822 | $16,484 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
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Frequently Asked Questions
What would $10,000 in BIV be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.7%, $10,000 in BIV would grow to about $11,813 in 10 years and $13,954 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is BIV's average annual return?
As of Aug 7, 2026, BIV's annualized total returns were 4.6% over 3 years, -0.1% over 5 years, 1.7% over 10 years — dividends reinvested, net of its 0.03% expense ratio.