Growth of $10,000 in BND
Vanguard Total Bond Market Index Fund · Vanguard
A $10,000 investment compounding at BND’s trailing 10-year annualized total return of 1.5% would reach $13,469 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (4.2%) | At 5-year avg (-0.2%) | At 10-year avg (1.5%) |
|---|---|---|---|
| 5 years | $12,290 | $9,890 | $10,773 |
| 10 years | $15,104 | $9,782 | $11,605 |
| 15 years | $18,563 | $9,675 | $12,502 |
| 20 years | $22,813 | $9,569 | $13,469 |
| 25 years | $28,037 | $9,464 | $14,509 |
| 30 years | $34,457 | $9,361 | $15,631 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open BND in the interactive calculator →
Frequently Asked Questions
What would $10,000 in BND be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.5%, $10,000 in BND would grow to about $11,605 in 10 years and $13,469 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is BND's average annual return?
As of Aug 7, 2026, BND's annualized total returns were 4.2% over 3 years, -0.2% over 5 years, 1.5% over 10 years — dividends reinvested, net of its 0.03% expense ratio.