Growth of $10,000 in SCHA
Schwab U.S. Small-Cap ETF · Schwab
A $10,000 investment compounding at SCHA’s trailing 10-year annualized total return of 10.8% would reach $78,330 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.04% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (17.1%) | At 5-year avg (7.9%) | At 10-year avg (10.8%) |
|---|---|---|---|
| 5 years | $22,000 | $14,612 | $16,729 |
| 10 years | $48,398 | $21,351 | $27,988 |
| 15 years | $106,473 | $31,197 | $46,822 |
| 20 years | $234,236 | $45,585 | $78,330 |
| 25 years | $515,309 | $66,608 | $131,043 |
| 30 years | $1,133,656 | $97,326 | $219,228 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHA in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHA be worth in 10 years?
Compounding at its trailing 10-year annualized return of 10.8%, $10,000 in SCHA would grow to about $27,988 in 10 years and $78,330 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHA's average annual return?
As of Aug 7, 2026, SCHA's annualized total returns were 17.1% over 3 years, 7.9% over 5 years, 10.8% over 10 years — dividends reinvested, net of its 0.04% expense ratio.