Growth of $10,000 in SCHJ
Schwab 1-5 Year Corporate Bond ETF · Schwab
A $10,000 investment compounding at SCHJ’s trailing 5-year annualized total return of 2.4% would reach $16,101 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (5.5%) | At 5-year avg (2.4%) |
|---|---|---|
| 5 years | $13,051 | $11,264 |
| 10 years | $17,033 | $12,689 |
| 15 years | $22,230 | $14,293 |
| 20 years | $29,012 | $16,101 |
| 25 years | $37,864 | $18,137 |
| 30 years | $49,416 | $20,430 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHJ in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHJ be worth in 10 years?
Compounding at its trailing 5-year annualized return of 2.4%, $10,000 in SCHJ would grow to about $12,689 in 10 years and $16,101 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHJ's average annual return?
As of Aug 7, 2026, SCHJ's annualized total returns were 5.5% over 3 years, 2.4% over 5 years — dividends reinvested, net of its 0.03% expense ratio.