Growth of $10,000 in SCHM
Schwab U.S. Mid-Cap ETF · Schwab
A $10,000 investment compounding at SCHM’s trailing 10-year annualized total return of 11.2% would reach $82,830 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.04% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (15.8%) | At 5-year avg (8.2%) | At 10-year avg (11.2%) |
|---|---|---|---|
| 5 years | $20,823 | $14,823 | $16,965 |
| 10 years | $43,360 | $21,972 | $28,780 |
| 15 years | $90,288 | $32,569 | $48,825 |
| 20 years | $188,006 | $48,277 | $82,830 |
| 25 years | $391,484 | $71,561 | $140,520 |
| 30 years | $815,186 | $106,075 | $238,388 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHM in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHM be worth in 10 years?
Compounding at its trailing 10-year annualized return of 11.2%, $10,000 in SCHM would grow to about $28,780 in 10 years and $82,830 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHM's average annual return?
As of Aug 7, 2026, SCHM's annualized total returns were 15.8% over 3 years, 8.2% over 5 years, 11.2% over 10 years — dividends reinvested, net of its 0.04% expense ratio.