Growth of $10,000 in SCHP
Schwab U.S. TIPS ETF · Schwab
A $10,000 investment compounding at SCHP’s trailing 10-year annualized total return of 2.5% would reach $16,322 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (3.9%) | At 5-year avg (0.5%) | At 10-year avg (2.5%) |
|---|---|---|---|
| 5 years | $12,102 | $10,247 | $11,303 |
| 10 years | $14,647 | $10,501 | $12,776 |
| 15 years | $17,726 | $10,761 | $14,441 |
| 20 years | $21,452 | $11,027 | $16,322 |
| 25 years | $25,962 | $11,300 | $18,449 |
| 30 years | $31,420 | $11,579 | $20,853 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHP in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHP be worth in 10 years?
Compounding at its trailing 10-year annualized return of 2.5%, $10,000 in SCHP would grow to about $12,776 in 10 years and $16,322 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHP's average annual return?
As of Aug 7, 2026, SCHP's annualized total returns were 3.9% over 3 years, 0.5% over 5 years, 2.5% over 10 years — dividends reinvested, net of its 0.03% expense ratio.