Growth of $10,000 in SCHQ
Schwab Long-Term U.S. Treasury ETF · Schwab
A $10,000 investment compounding at SCHQ’s trailing 5-year annualized total return of -6.7% would reach $2,509 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.03% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (0.4%) | At 5-year avg (-6.7%) |
|---|---|---|
| 5 years | $10,222 | $7,077 |
| 10 years | $10,449 | $5,009 |
| 15 years | $10,681 | $3,545 |
| 20 years | $10,918 | $2,509 |
| 25 years | $11,160 | $1,776 |
| 30 years | $11,408 | $1,257 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SCHQ in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SCHQ be worth in 10 years?
Compounding at its trailing 5-year annualized return of -6.7%, $10,000 in SCHQ would grow to about $5,009 in 10 years and $2,509 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SCHQ's average annual return?
As of Aug 7, 2026, SCHQ's annualized total returns were 0.4% over 3 years, -6.7% over 5 years — dividends reinvested, net of its 0.03% expense ratio.