Growth of $10,000 in SDY
State Street® SPDR® S&P® Dividend ETF · State Street (SPDR)
A $10,000 investment compounding at SDY’s trailing 10-year annualized total return of 9.4% would reach $60,414 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.35% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (10.8%) | At 5-year avg (7.8%) | At 10-year avg (9.4%) |
|---|---|---|---|
| 5 years | $16,722 | $14,571 | $15,678 |
| 10 years | $27,962 | $21,232 | $24,579 |
| 15 years | $46,758 | $30,938 | $38,535 |
| 20 years | $78,189 | $45,080 | $60,414 |
| 25 years | $130,747 | $65,688 | $94,716 |
| 30 years | $218,635 | $95,715 | $148,495 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SDY in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SDY be worth in 10 years?
Compounding at its trailing 10-year annualized return of 9.4%, $10,000 in SDY would grow to about $24,579 in 10 years and $60,414 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SDY's average annual return?
As of Aug 7, 2026, SDY's annualized total returns were 10.8% over 3 years, 7.8% over 5 years, 9.4% over 10 years — dividends reinvested, net of its 0.35% expense ratio.