Growth of $10,000 in SHM
State Street® SPDR® Nuveen ICE Short Term Municipal Bond ETF · State Street (SPDR)
A $10,000 investment compounding at SHM’s trailing 10-year annualized total return of 1.3% would reach $12,820 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.2% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (3.0%) | At 5-year avg (0.9%) | At 10-year avg (1.3%) |
|---|---|---|---|
| 5 years | $11,581 | $10,484 | $10,641 |
| 10 years | $13,413 | $10,992 | $11,323 |
| 15 years | $15,534 | $11,524 | $12,048 |
| 20 years | $17,991 | $12,082 | $12,820 |
| 25 years | $20,836 | $12,667 | $13,642 |
| 30 years | $24,132 | $13,280 | $14,516 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SHM in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SHM be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.3%, $10,000 in SHM would grow to about $11,323 in 10 years and $12,820 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SHM's average annual return?
As of Aug 7, 2026, SHM's annualized total returns were 3.0% over 3 years, 0.9% over 5 years, 1.3% over 10 years — dividends reinvested, net of its 0.2% expense ratio.