Growth of $10,000 in SHV
iShares 0-1 Year Treasury Bond ETF · iShares
A $10,000 investment compounding at SHV’s trailing 10-year annualized total return of 2.3% would reach $15,697 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.15% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (4.6%) | At 5-year avg (3.5%) | At 10-year avg (2.3%) |
|---|---|---|---|
| 5 years | $12,504 | $11,854 | $11,193 |
| 10 years | $15,634 | $14,052 | $12,529 |
| 15 years | $19,548 | $16,657 | $14,024 |
| 20 years | $24,442 | $19,745 | $15,697 |
| 25 years | $30,562 | $23,405 | $17,570 |
| 30 years | $38,213 | $27,744 | $19,666 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SHV in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SHV be worth in 10 years?
Compounding at its trailing 10-year annualized return of 2.3%, $10,000 in SHV would grow to about $12,529 in 10 years and $15,697 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SHV's average annual return?
As of Aug 7, 2026, SHV's annualized total returns were 4.6% over 3 years, 3.5% over 5 years, 2.3% over 10 years — dividends reinvested, net of its 0.15% expense ratio.