Growth of $10,000 in SHY
iShares 1-3 Year Treasury Bond ETF · iShares
A $10,000 investment compounding at SHY’s trailing 10-year annualized total return of 1.7% would reach $13,954 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.15% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (4.2%) | At 5-year avg (1.8%) | At 10-year avg (1.7%) |
|---|---|---|---|
| 5 years | $12,255 | $10,954 | $10,869 |
| 10 years | $15,017 | $12,000 | $11,813 |
| 15 years | $18,403 | $13,145 | $12,839 |
| 20 years | $22,552 | $14,400 | $13,954 |
| 25 years | $27,636 | $15,775 | $15,167 |
| 30 years | $33,867 | $17,280 | $16,484 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SHY in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SHY be worth in 10 years?
Compounding at its trailing 10-year annualized return of 1.7%, $10,000 in SHY would grow to about $11,813 in 10 years and $13,954 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SHY's average annual return?
As of Aug 7, 2026, SHY's annualized total returns were 4.2% over 3 years, 1.8% over 5 years, 1.7% over 10 years — dividends reinvested, net of its 0.15% expense ratio.