Growth of $10,000 in SPIP
State Street® SPDR® Portfolio TIPS ETF · State Street (SPDR)
A $10,000 investment compounding at SPIP’s trailing 10-year annualized total return of 2.4% would reach $16,038 in 20 years. The table shows every combination of averaging period and horizon; returns include dividends and are net of the fund's 0.12% expense ratio. Past performance does not predict future results.
Projection table
| Horizon | At 3-year avg (3.7%) | At 5-year avg (0.2%) | At 10-year avg (2.4%) |
|---|---|---|---|
| 5 years | $11,998 | $10,095 | $11,254 |
| 10 years | $14,395 | $10,192 | $12,664 |
| 15 years | $17,271 | $10,289 | $14,252 |
| 20 years | $20,721 | $10,387 | $16,038 |
| 25 years | $24,861 | $10,486 | $18,048 |
| 30 years | $29,828 | $10,586 | $20,311 |
Annualized total returns as of Aug 7, 2026, dividends reinvested. A constant rate is an illustration of compounding — real markets are far bumpier.
Want a different amount, horizon or a side-by-side fund comparison? Open SPIP in the interactive calculator →
Frequently Asked Questions
What would $10,000 in SPIP be worth in 10 years?
Compounding at its trailing 10-year annualized return of 2.4%, $10,000 in SPIP would grow to about $12,664 in 10 years and $16,038 in 20 years. Real returns arrive unevenly, so treat this as an illustration of compounding, not a forecast.
What is SPIP's average annual return?
As of Aug 7, 2026, SPIP's annualized total returns were 3.7% over 3 years, 0.2% over 5 years, 2.4% over 10 years — dividends reinvested, net of its 0.12% expense ratio.